38 Bradley St, Saco, ME 04072 Property Records

York County and Saco City property record for 38 Bradley St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,200 sqft · built 1878
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$427,900 (May 2021)
Tax Bill	$6,920 (2025)
Deeds & Mortgages	Jul 2023 Refinance May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L2290R`

Property Details

APN / Parcel Number

Primary APN	`L2290R`
Alternative APNs	`SACO M:038 L:285 U:000-000` `M:038 L:285 U:000=000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,200 sqft Living Area
Gross Area	4,509 sqft
1st Floor Area	1,276 sqft
Attic	Attic
Attic Area	924 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Deck Area	Deck Area
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	L2290R
Street Address	38 BRADLEY ST
City	SACO
State	ME
Zip	04072-3280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HDR
Legal Subdivision	PARKMAN PASTURE
Legal Lot Number	285
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1006
Census Tract	5301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City records, as of July 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	38 BRADLEY ST, SACO, ME 04072-3280
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance MAINE COMMUNITY BANK
May 25, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2021 · Amount on Record
Deed Sale	May 25, 2021 · Amount on Record
Prior Sale	Sep 28, 2016 · Amount on Record
Deed Document Number	20212021029961
Deed Book / Page	18676 / 830
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	38 BRADLEY ST, SACO, ME 04072-3280
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0192820430
Date	Jul 31, 2023
Book Page	19282/430
Instrument	2023021937

Lender

Name	MAINE COMMUNITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2048

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	May 25, 2021
Property Address	38 BRADLEY ST, SACO, ME 04072-3280
Document Number	0186760830
Book / Page	18676 / 830
Instrument Date	May 21, 2021
Instrument	2021029961
Transaction Type	Transfer
Record Updated	Oct 10, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 FORESIDE RD, FALMOUTH, ME 04105-1405

Mortgage

Document Number	2021029962
Date	May 25, 2021
Instrument	2021029962

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,920.00 (+0.35%)	$487,300 (-0.71%) Land $96,200 Building $391,100
2024	$6,896.00 (+26.88%)	$490,800 (+65.53%) Land $96,200 Building $394,600	$541,785
2022	$5,435.00	$296,500 Land $73,300 Building $223,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 18 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Premium Choice Broadband.

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