38 Borough Rd, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 38 Borough Rd, Jay, ME 04239

Property Summary

Property TypeSingle Family Home
Details875 sqft
Lot Size12.6 acres (548,856 sqft)
OwnerIndividual on Record
Tax Bill$3,430 (2025)
Deeds & MortgagesMar 2021 Refinance
Jan 2020 Refinance
APNJAYY M:007 L:019

Property Details

APN / Parcel Number

Primary APNJAYY M:007 L:019
Alternative APN
  • 2720

Interior

Building Area875 sqft Living Area

Exterior

Lot Area548,856 sqft (12.6 acres)

Location & Zoning

Account Number2720
Street Address38 BOROUGH RD
CityJAY
StateME
Zip04239-4725
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number19
JurisdictionJAY ME
Township / Civil DivisionJAY
Census Block Group1
Census Block1010
Census Tract971400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin Arnold Trail to Quebec
listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Jay Town assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address38 BOROUGH RD, JAY, ME 04239-4725
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAMDEN NATIONAL BANK
Jan 7, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAY ME
Property Address38 BOROUGH RD, JAY, ME 04239-4725
Transaction TypeMortgage
Record UpdatedApr 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0043000106
DateMar 23, 2021
Book Page4300/106
Instrument2426
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueApr 1, 2036

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAY ME
Property Address38 BOROUGH RD, JAY, ME 04239-4725
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041550137
DateJan 7, 2020
Book Page4155/137
Instrument166
Lender
NameCAMDEN NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueFeb 1, 2035

Tax Assessment & Valuation

Source: Franklin County and Jay Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyFranklin County
County SubdivisionJay Town
Unified School DistrictRegional School Unit 73 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,430.00 (+21.16%)$285,840 (+122.12%) Land $76,960 Building $208,880
2024$2,831.00 (-4.36%)$128,690 (-) Land $29,060 Building $99,630
2023$2,960.00 (+12.21%)$128,690 (-) Land $29,060 Building $99,630
2022$2,638.00$128,690 Land $29,060 Building $99,630

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (1987)
Most Recent ClaimApr 1987 · Severe Storms & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Borough Rd

Nearby Streets

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