38 Bob White Rd, Colbert, GA 30628 Property Records

Oglethorpe County property record for 38 Bob White Rd, Colbert, GA 30628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,827 sqft · built 1992
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,000 (Apr 2021)
Tax Bill	$3,157 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Sep 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020 085`

Property Details

APN / Parcel Number

Primary APN	`020 085`
Alternative APN	`566`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,827 sqft Heated Area
1st Floor Area	1,218 sqft
Basement Area	1,220 sqft
Unfinished Basement	1,220 sqft
Flooring	Wood
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2004
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	74,052 sqft (1.7 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	172 sqft
Deck Area	292 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	566
Street Address	38 BOB WHITE RD
City	COLBERT
State	GA
Zip	30628-1508
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	HOUSE/1.70 ACRES
Legal Subdivision	HOUSE/170 ACRES
Jurisdiction	OGLETHORPE GA
Township / Civil Division	CRAWFORD
Census Block Group	1
Census Block	1001
Census Tract	960204

Owner

Source: Oglethorpe County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 BOB WHITE RD, COLBERT, GA 30628-1508
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Line of Credit OCONEE STATE BANK
Sep 5, 2024	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
May 17, 2018	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	May 17, 2018 · Amount on Record
Deed Document Number	2021227
Deed Book / Page	148 / 875
Prior Transfer Date	Jun 17, 1999
Prior Transfer Doc	0011000275
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	38 BOB WHITE RD, COLBERT, GA 30628-1508
Transaction Type	Mortgage
Record Updated	Mar 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BOB WHITE RD, COLBERT, GA 30628-1508

Mortgage

Document Number	0000000217/0000000258
Date	Dec 1, 2025
Book Page	0000000217/0000000258

Lender

Name	OCONEE STATE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 1, 2035

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLETHORPE GA
Property Address	38 BOB WHITE RD, COLBERT, GA 30628-1508
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BOB WHITE RD, COLBERT, GA 30628-1508

Mortgage

Document Number	0000000199/0000000889
Date	Sep 5, 2024
Book Page	0000000199/0000000889

Lender

Name	GUARANTEED RATE

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	Apr 1, 2021
Property Address	38 BOB WHITE RD, COLBERT, GA 30628-1508
Document Number	000148/875
Book / Page	148 / 875
Instrument Date	Apr 1, 2021
Instrument	2021-000227
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BOB WHITE RD, COLBERT, GA 30628-1508

Mortgage

Document Number	0000000148/0000000877
Date	Apr 9, 2021
Book Page	0000000148/0000000877

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OGLETHORPE GA
Recording Date	May 17, 2018
Property Address	38 BOB WHITE RD, COLBERT, GA 30628-1508
Document Number	000092/326
Book / Page	92 / 326
Instrument Date	May 17, 2018
Instrument	2018-000328
Transaction Type	Transfer
Record Updated	Apr 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BOB WHITE RD, COLBERT, GA 30628-1508
Investor	Possibly a Property Investor

Mortgage

Document Number	000092/328
Date	May 21, 2018
Book Page	92/328
Instrument	000996

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Oglethorpe County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Oglethorpe County
Unified School District	Oglethorpe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,157.00 (+1.45%) Homeowner's exemption	$134,960 (+11.1%) Land $5,600 Building $129,360	$337,400 (+11.1%) Land $14,000 Building $323,400
2023	$3,112.00 (+7.46%)	$121,480 (+26.65%) Land $3,520 Building $117,960	$303,700 (+26.65%) Land $8,800 Building $294,900
2022	$2,896.00	$95,920 Land $3,520 Building $92,400	$239,800 Land $8,800 Building $231,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Windstream DSL	200 / 20

Cell Coverage

4G LTE (outdoors only), no 5G reported

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