38 Bluff View Ln, Melbourne, AR 72556 Property Records

Izard County property record for 38 Bluff View Ln, Melbourne, AR 72556

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,056 sqft
Lot Size	3.09 acres (135,036 sqft)
Owner	Company Name on Record
Last Sale	$65,000 (Nov 2019)
Tax Bill	$1,279 (2025)
Deeds & Mortgages	Dec 2019 Mortgage Nov 2019 Sale & Line of Credit
APN	`170-00008-000`

Property Details

APN / Parcel Number

Primary APN	`170-00008-000`
Alternative APN	`12945`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Softwood

Exterior

Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	135,036 sqft (3.09 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	576 sqft
Deck Area	96 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	170-00008-000
Street Address	38 BLUFF VIEW LN
City	MELBOURNE
State	AR
Zip	72556-7049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 RIPPLIN SHOALS BLUFFS
Legal Range	10W
Legal Township	16N
Legal Section	20
Legal Subdivision	RIPPLIN SHOALS BLUFFS
Legal Lot Number	8
Jurisdiction	IZARD AR
Township / Civil Division	ATHENS
Census Block Group	2
Census Block	2031
Census Tract	960400

Owner

Source: Izard County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 415, MELBOURNE, AR 72556-0415
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed of Trust, Mortgage FNBC BANK
Nov 25, 2019	Warranty Deed, Transfer · Line of Credit FNBC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 25, 2019 · Amount on Record
Deed Sale	Nov 25, 2019 · Amount on Record
Deed Document Number	0201914216
Deed Book / Page	2019 / 14216
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IZARD AR
Property Address	38 BLUFF VIEW LN, MELBOURNE, AR 72556-7049
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/14875
Date	Dec 10, 2019
Book Page	2019/14875

Lender

Name	FNBC BANK
Type	Bank
Address	ASH FLAT, AR 72513

Agreement

Amount	Amount Recorded
Term	239 Months
Due	Nov 15, 2039

Interest

Rate Type	Adjustable Rate

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	IZARD AR
Recording Date	Nov 25, 2019
Property Address	38 BLUFF VIEW LN, MELBOURNE, AR 72556-7049
Document Number	2019/14216
Book / Page	2019 / 14216
Map Reference	MB 2 PG 41
Instrument Date	Nov 15, 2019
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$214.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10141 MEMPHIS ARLINGTON RD, 10141, ARLINGTON, TN 38002-8905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 415, MELBOURNE, AR 72556-0415
Investor	Possibly a Property Investor

Mortgage

Document Number	0201914219
Date	Nov 25, 2019
Instrument	2019/14219

Lender

Name	FNBC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Nov 15, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Izard County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Izard County
Unified School District	Calico Rock School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,279.00	$25,580 (-) Land $2,400 Building $23,180
2023	$1,279.00	$25,580 Land $2,400 Building $23,180	$127,900 Land $12,000 Building $115,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	36 (2008–2017)
Claims Outside the SFHA	8 of 36
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2017 · 10 claims Severe Storms, Tornadoes, And Associated Flooding, Apr 2011 · 3 claims Severe Storms, Tornadoes, And Flooding, Apr 2008 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 65% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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