38 Blue Dolphin Loop, Inlet Beach, FL 32461 Property Records

Walton County property record for 38 Blue Dolphin Loop, Inlet Beach, FL 32461 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,390 sqft · built 2003
Lot Size	0.079 acres (3,441 sqft)
Owner	Individual Name on File
Last Sale	$605,000 (Nov 2008)
Tax Bill	$11,042 (2025)
Deeds & Mortgages	Oct 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-3S-18-16030-00Q-0210`

Property Details

APN / Parcel Number

Primary APN	`26-3S-18-16030-00Q-0210`
Alternative APNs	`26-318-16030-00Q-0210` `1053393`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,390 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	1,140 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Other
Lot Area	3,441 sqft (0.079 acres)
Lot Dimensions	115 ft deep x 30 ft wide
Porch	Finished/Open Porch
Porch Area	415 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	38 BLUE DOLPHIN LOOP
City	INLET BEACH
State	FL
Zip	32461-6961
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 21 BLK Q SEACREST BEACH PH 4 PB 1436 OR 2363-81 OR 24341835 OR 24481414 OR 2602-3731 OR 2630-4871 OR 2805-2693 OR 2840-2797
Legal Range	018
Legal Township	03S
Legal Section	26
Legal Subdivision	SEACREST BEACH PH 4
Legal Phase	4
Legal Block	Q
Legal Lot Number	21
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950611

Owner

Source: Walton County records · APN 26-3S-18-16030-00Q-0210

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	38 BLUE DOLPHIN LOOP, INLET BEACH, FL 32461-6961
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 17, 2008 · Amount on Record
Deed Sale	Nov 17, 2008 · Amount on Record
Prior Sale	Sep 09, 2004 · Amount on Record
Deed Document Number	20081060187
Deed Book / Page	2805 / 2693
Last Transfer Date	Apr 20, 2010
Transfer Doc	0028402797
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	38 BLUE DOLPHIN LOOP, INLET BEACH, FL 32461-6961
Transaction Type	Mortgage
Record Updated	Nov 10, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	58 BLUE DOLPHIN LOOP, ROSEMARY BEACH, FL 32461-6961

Mortgage

Document Number	0033750391
Date	Oct 22, 2025
Book Page	3375/391
Instrument	20250038505

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,042.00 (-5.29%) Homeowner's exemption	$1,260,669 (-9.14%) Land $450,000 Building $810,669	$1,260,669 (-9.14%) Land $450,000 Building $810,669
2024	$11,659.00 (+15.31%)
2023	$10,111.00 (+15.21%)	$1,387,485 (+23.9%) Land $557,750 Building $829,735	$1,387,485 (+23.9%) Land $557,750 Building $829,735
2022	$8,776.00	$1,119,802 Land $384,111 Building $735,691	$1,119,802 Land $384,111 Building $735,691

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Walton County (12131C), updated June 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 2,564 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.