38 Birchside Dr, Norwalk, CT 06850 Property Records

Norwalk City property record for 38 Birchside Dr, Norwalk, CT 06850

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,980 sqft · built 1993
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on File
Last Sale	$536,000 (Jan 2018)
Tax Bill	$11,284 (2026)
Deeds & Mortgages	Dec 2021 Refinance Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D:5 B:46 L:305`

Property Details

APN / Parcel Number

Primary APN	`D:5 B:46 L:305`
Alternative APNs	`NORW M:5 B:46 L:305` `NWLK M:5 B:46 L:305` `17418`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	3,714 sqft
1st Floor Area	990 sqft
Basement Area	990 sqft
Unfinished Basement	792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1999
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	20,473 sqft (0.47 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	17418
Street Address	38 BIRCHSIDE DR
City	NORWALK
State	CT
Zip	06850-1512
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A2
Legal Block	46
Legal Lot Number	305
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	1
Census Block	1009
Census Tract	43000

Owner

38 Birchside Dr is owned and occupied by two individuals who bought it in January 2018.

Source: Norwalk City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 BIRCHSIDE DR, NORWALK, CT 06850-1512
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Oct 5, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 2, 2018	Warranty Deed, Transfer MORTGAGE RESEARCH CTR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2018 · Amount on File
Deed Sale	Jan 2, 2018 · Amount on File
Prior Sale	Sep 21, 1992 · Amount on File
Deed Book / Page	8629 / 153
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	38 BIRCHSIDE DR, NORWALK, CT 06850-1512
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009380-159
Date	Dec 2, 2021
Book Page	9380/159
Instrument	2021016132

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	38 BIRCHSIDE DR, NORWALK, CT 06850-1512
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9083-40
Date	Oct 5, 2020
Book Page	9083/40
Instrument	2020010300

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Jan 2, 2018
Property Address	38 BIRCHSIDE DR, NORWALK, CT 06850-1512
Document Number	8629-153
Book / Page	008629 / 000153
Transaction Type	Transfer
Record Updated	Feb 6, 2018

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BIRCHSIDE DR NORWALK CT 068501512, NORWALK, CT 06850-1512

Mortgage

Document Number	8629-155
Date	Jan 2, 2018
Book Page	008629/000155

Lender

Name	MORTGAGE RESEARCH CTR
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 38 Birchside Dr was $11,284, down 8% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,284.00 (-8.01%)	$516,740 (-) Land $194,630 Building $322,110	$905,877 (+150.44%)
2025	$12,267.00	$516,740 Land $194,630 Building $322,110	$361,718 Land $136,241 Building $225,477
2024	$12,267.00 (+17.68%)
2023	$10,424.00 (+1.59%)	$417,540 (-) Land $170,300 Building $247,240
2022	$10,261.00	$417,540 Land $170,300 Building $247,240

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Birchside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Birchside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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