Middlesex County and Sayreville Borough property record for 38 Birch Ter, Parlin, NJ 08859
| Property Type | Single Family Home |
|---|---|
| Details | built 1955 |
| Lot Size | 0.158 acres (6,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $210,000 (Sep 2021) |
| Tax Bill | $7,229 (2025) |
| Deeds & Mortgages | Sep 2021 Sale Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00032-06-00016 |
| Primary APN | 19-00032-06-00016 |
|---|---|
| Alternative APNs |
|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 6,874 sqft (0.158 acres) |
| Lot Dimensions | 125 ft deep x 55 ft wide |
| Old Parcel Number | 1900032F00016 |
|---|---|
| Street Address | 38 BIRCH TER |
| City | PARLIN |
| State | NJ |
| Zip | 08859-1104 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 55X125 AVG |
| Legal Subdivision | LAUREL PARK SEC 02-B |
| Legal Block | 32.6 |
| Legal Lot Number | 16 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | SAYREVILLE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 7301 |
38 Birch Ter is owned and occupied by two individuals who bought it in September 2021.
Source: Middlesex County and Sayreville Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 BIRCH TER, PARLIN, NJ 08859-1104 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2021 | Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 31, 2018 | Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2021 · Amount on File |
| Deed Sale | Sep 9, 2021 · Amount on File |
| Prior Sale | May 31, 2018 · Amount on File |
| Deed Document Number | 2021114454 |
| Deed Book / Page | 18617 / 1074 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 9, 2021 |
| Property Address | 38 BIRCH TER, PARLIN, NJ 08859-1104 |
| Document Number | 2021114454 |
| Book / Page | 18617 / 1074 |
| Instrument Date | Aug 24, 2021 |
| Instrument | 2021114454 |
| Transaction Type | Transfer |
| Record Updated | Sep 27, 2021 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $1,013.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 BARNESTON RD, 103, WEST BRANDYWINE, PA 19344-9625 |
| Name | Verified Name |
|---|---|
| Address | 32 ASH TER, PARLIN, NJ 08859-1102 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 38 BIRCH TER, PARLIN, NJ 08859-1104 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | MAIN STREET TITLE |
| Name | Verified Name |
|---|
| Document Number | 2021056755 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 18413/156 |
| Instrument | 2021056755 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | May 31, 2018 |
| Property Address | 38 BIRCH TER, PARLIN, NJ 08859-1104 |
| Document Number | 201800048604 |
| Book / Page | 17196 / 0083 |
| Map Reference | MAP1871 FILE610 |
| Instrument Date | May 21, 2018 |
| Instrument | 201800048604 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIDELITY NATL TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,617.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14 COMMERCE PL, 14, ISLIP TERRACE, NY 11752-1523 |
| Name | Verified Name |
|---|---|
| Address | 38 BIRCH TER, PARLIN, NJ 08859-1104 |
| Document Number | 201800048605 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 201800048605 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2048 |
The 2025 property tax bill for 38 Birch Ter was $7,229, up 2.5% from the year before.
Source: Middlesex County and Sayreville Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Sayreville Borough |
| Unified School District | Sayreville Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $115,500 (-) Land $51,400 Building $64,100 | $115,500 (-) Land $51,400 Building $64,100 | |
| 2025 | $7,229.00 (+2.52%) | $115,500 Land $51,400 Building $64,100 | $115,500 Land $51,400 Building $64,100 |
| 2024 | $7,051.00 | ||
| 2023 | $115,500 Land $51,400 Building $64,100 | $115,500 Land $51,400 Building $64,100 | |
| 2022 | $6,404.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Birch Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Birch Ter is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 58% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAYREVILLE W DEPT serves 45,345 people · EPA ID NJ1219001 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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