38 Birch St, Worcester, MA 01603 Property Records

Worcester County and Worcester City property record for 38 Birch St, Worcester, MA 01603

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 6 ba · 5,810 sqft · built 1925
Lot Size	0.186 acres (8,106 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (Oct 2022)
Tax Bill	$12,447 (2026)
Deeds & Mortgages	Dec 2024 Refinance Dec 2024 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8-010-0007B`

Property Details

APN / Parcel Number

Primary APN	`8-010-0007B`
Alternative APN	`WORC M:08 B:010 L:0007B`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Total Rooms	24 Rooms
Units	6 Units
Stories	3 Stories
Building Area	5,810 sqft Living Area
Gross Area	8,042 sqft
1st Floor Area	1,910 sqft
Basement Area	1,910 sqft
Unfinished Basement	1,910 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Stone
Roof Type	Flat
Roof Material	Tar & Gravel
Lot Area	8,106 sqft (0.186 acres)
Deck Area	Deck Area

Location & Zoning

Account Number	8-010-0007B
Street Address	38 BIRCH ST
City	WORCESTER
State	MA
Zip	01603-2477
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	RG-5
Legal Block	10
Legal Lot Number	7B
Jurisdiction	WORCESTER MA
Township / Civil Division	WORCESTER
Census Block Group	2
Census Block	2008
Census Tract	731203

Owner

Source: Worcester County and Worcester City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	16 HAMILTON AVE, MILFORD, MA 01757-1742
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Dec 30, 2024	Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA
Oct 21, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage NORWOOD COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2022 · Amount on Record
Deed Sale	Oct 21, 2022 · Amount on Record
Prior Sale	Apr 19, 1996 · Amount on Record
Deed Book / Page	68382 / 249
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 BIRCH ST, WORCESTER, MA 01603-2477
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071480-108
Date	Dec 30, 2024
Book Page	71480/108
Instrument	108955

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MA
Property Address	38 BIRCH ST, WORCESTER, MA 01603-2477
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	071480-135
Date	Dec 30, 2024
Book Page	71480/135
Instrument	108958

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MA
Recording Date	Oct 21, 2022
Property Address	38 BIRCH ST, WORCESTER, MA 01603-2477
Document Number	068382-249
Book / Page	68382 / 249
Instrument Date	Oct 21, 2022
Instrument	114276
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 HAMILTON AVE, MILFORD, MA 01757-1742

Mortgage

Document Number	0000114277
Date	Oct 21, 2022
Instrument	114277

Lender

Name	NORWOOD COOPERATIVE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
Municipality	Worcester City
Unified School District	Worcester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$12,447.00 (+15.59%)	$937,300 (+14.81%) Land $92,900 Building $844,400
2025	$10,768.00 (+12.13%)	$816,400 (+21.91%) Land $40,500 Building $775,900
2023	$9,603.00	$669,700 Land $25,400 Building $644,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1988)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 1988 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WORCESTER DPWP, WATER SUPPLY DIVISION serves 206,518 people · EPA ID MA2348000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile, Xfinity.

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