St. Charles County property record for 38 Bieser Ln, Defiance, MO 63341 · Last verified March 2026
| Property Type | Farm - Irrigated or Dry |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1942 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Owner Name on File |
| Last Sale | $89,990 (May 1999) |
| Tax Bill | $1,688 (2025) |
| Deeds & Mortgages | Dec 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 620190A000 |
| Primary APN | 620190A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Total Area |
| 1st Floor Area | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 380 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 620190A000 |
|---|---|
| Old Parcel Number | 620190A000 |
| Street Address | 38 BIESER LN |
| City | DEFIANCE |
| State | MO |
| Zip | 63341-1804 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Farm - Irrigated or Dry |
| Legal Description | PT SE OF SE1/4 W 330 FT |
| Legal Range | 02E |
| Legal Township | 45N |
| Legal Section | 04 |
| Legal Lot Number | 9 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | BOONE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 312204 |
Source: St. Charles County records · APN 620190A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 38 BIESER LN, DEFIANCE, MO 63341-1804 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 04, 1999 · Amount on Record |
| Deed Sale | May 04, 1999 · Amount on Record |
| Prior Sale | Jul 23, 1998 · Amount on Record |
| Deed Document Number | 0002245850 |
| Deed Book / Page | 2245 / 850 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 38 BIESER LN, DEFIANCE, MO 63341-1804 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 38 BIESER LN, DEFIANCE, MO 63341-1804 |
| Document Number | 0000049249 |
|---|---|
| Date | Dec 04, 2023 |
| Instrument | 2023R-049249 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Dec 01, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11.2% |
| Max Rate | 11.2% |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,688.00 | $28,196 (+3.23%) | $149,155 (+3.23%) Land $61,290 Building $87,865 |
| 2023 | $27,314 | ||
| 2022 | $144,484 Land $61,290 Building $83,194 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833122043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Jul 1993, river or lake flooding, Severe Storms & Flooding |
| Wildfire Risk | Moderate above 43% of the US · above 46% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,887 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 23 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cable One | Cable | 1,000 / 50 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
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