38 Bernard Rd, Strafford, NH 03884 Property Records

Strafford County and Strafford Town property record for 38 Bernard Rd, Strafford, NH 03884

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,513 sqft · built 2002
Lot Size	2 acres (87,120 sqft)
Owner	Trust Name on File
Last Sale	$405,000 (Aug 2018)
Tax Bill	$11,866 (2024)
Deeds & Mortgages	Jan 2023 Line of Credit Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`STRF M:4 B:8B L`

Property Details

APN / Parcel Number

Primary APN	`STRF M:4 B:8B L`
Alternative APN	`2429`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,513 sqft Living Area
Gross Area	5,921 sqft
1st Floor Area	1,128 sqft
Basement Area	1,128 sqft
Unfinished Basement	1,128 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2429
Street Address	38 BERNARD RD
City	STRAFFORD
State	NH
Zip	03884-6875
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	8B
Jurisdiction	STRAFFORD TOWN NH
Township / Civil Division	STRAFFORD
Census Block Group	2
Census Block	2038
Census Tract	86000

Owner

38 Bernard Rd is owner-occupied and held in a trust since August 2018.

Source: Strafford County and Strafford Town records, as of April 28, 2026

Owner of Record	Trust Name on File
Mailing Address	38 BERNARD RD, STRAFFORD, NH 03884-6875
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2023	Deed of Trust, Mortgage · Line of Credit HARBORONE BANK
Jun 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2018 · Amount on File
Deed Sale	Aug 20, 2018 · Amount on File
Prior Sale	Aug 29, 2002 · Amount on File
Deed Document Number	201811640
Deed Book / Page	4593 / 594
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STRAFFORD TOWN NH
Property Address	38 BERNARD RD, STRAFFORD, NH 03884-6875
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005088-842
Date	Jan 10, 2023
Book Page	5088/842
Instrument	230000431

Lender

Name	HARBORONE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STRAFFORD TOWN NH
Recording Date	Jun 28, 2018
Property Address	38 BERNARD RD, STRAFFORD, NH 03884-6875
Document Number	0045790503
Book / Page	004579 / 000503
Instrument Date	Jun 27, 2018
Instrument	8689
Transaction Type	Transfer
Record Updated	Jul 10, 2018

Transaction

Amount	Amount on Record
Tax	$10,125.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BERNARD RD STRAFFORD NH 038846875, STRAFFORD, NH 03884-6875

Tax Assessment & Valuation

Source: Strafford County and Strafford Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
County Subdivision	Strafford Town
Elementary School District	Strafford School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$11,866.00	$600,500 Land $80,500 Building $520,000
2023			$853,195
2022	$9,622.00	$561,700 Land $80,500 Building $481,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Bernard Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Oct 1996 · Fall Northeaster Rainstorm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Bernard Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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