Monmouth County and Howell Township property record for 38 Bernard Dr, Howell, NJ 07731
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,714 sqft · built 1985 |
| Lot Size | 0.177 acres (7,701 sqft) |
| Owner | Company Name on Record |
| Last Sale | $342,000 (May 2020) |
| Tax Bill | $9,820 (2025) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00079-0000-00063-17 |
| Primary APN | 21-00079-0000-00063-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,714 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 725 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,701 sqft (0.177 acres) |
| Lot Dimensions | 100 ft deep x 77 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Open Porch |
| Patio Area | 406 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 03944116 |
|---|---|
| Street Address | 38 BERNARD DR |
| City | HOWELL |
| State | NJ |
| Zip | 07731-1964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Subdivision | FRIENDSHIP ESTATES SEC 07 |
| Legal Block | 79 |
| Legal Lot Number | 63.17 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | HOWELL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 811304 |
Source: Monmouth County and Howell Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 38 BERNARD DR, HOWELL, NJ 07731-1964 |
| Owner Type | Company |
| Date | Document |
|---|---|
| May 18, 2020 | Grant Deed, Transfer · Conventional with PMI GREENWAY MTG FNDG |
| Feb 14, 2018 | Grant Deed, Transfer · Conventional with PMI AMERICAN FED'L MTG CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 18, 2020 · Amount on Record |
| Deed Sale | May 18, 2020 · Amount on Record |
| Prior Sale | Feb 14, 2018 · Amount on Record |
| Deed Document Number | 202052184 |
| Deed Book / Page | 9414 / 6743 |
| Prior Transfer Date | Feb 15, 2011 |
| Prior Transfer Doc | 0000019063 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 18, 2020 |
| Property Address | 38 BERNARD DR, HOWELL, NJ 07731-1964 |
| Document Number | 0000052184 |
| Book / Page | 009414 / 006743 |
| Instrument Date | May 1, 2020 |
| Instrument | 52184 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2020 |
| Title Company | TOHICKON SETTLEMENT SERVICES INC, TOHICKON SETTLEMENT SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 BERNARD DR HOWELL NJ 077311964, HOWELL, NJ 07731-1964 |
| Document Number | 52185 |
|---|---|
| Date | May 18, 2020 |
| Book Page | 009414/006788 |
| Instrument | 52185 |
| Name | GREENWAY MTG FNDG |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, NJ 07748 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 17, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 14, 2018 |
| Property Address | 38 BERNARD DR, HOWELL, NJ 07731-1964 |
| Document Number | 0000017860 |
| Book / Page | 009274 / 002144 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 17860 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2018 |
| Title Company | FOUNDATION TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $324.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 BERNARD DR HOWELL NJ 077311964, HOWELL, NJ 07731-1964 |
| Document Number | 17861 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | 009274/002155 |
| Instrument | 17861 |
| Name | AMERICAN FED'L MTG CORP |
|---|---|
| Address | CHESTER, NJ 07930 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2048 |
Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Howell Township |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Elementary School District | Howell Township School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $592,600 (+3.86%) Land $379,700 Building $212,900 | $592,600 (+3.86%) Land $379,700 Building $212,900 | |
| 2025 | $9,820.00 (+3.86%) | $570,600 (+17.19%) Land $359,700 Building $210,900 | $570,600 (+17.19%) Land $359,700 Building $210,900 |
| 2024 | $9,455.00 (+20.38%) | ||
| 2023 | $486,900 (+29.87%) Land $284,700 Building $202,200 | $486,900 (+29.87%) Land $284,700 Building $202,200 | |
| 2022 | $7,854.00 (-0.03%) | $374,900 Land $169,700 Building $205,200 | $374,900 Land $169,700 Building $205,200 |
| 2021 | $7,856.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Most Recent Claim | May 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 356 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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