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38 Berkeley Rd, Charleston, SC 29407 Property Records

Charleston County property record for 38 Berkeley Rd, Charleston, SC 29407 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,592 sqft · built 1949
Lot Size0.26 acres (11,326 sqft)
OwnerOwner Name on File
Last Sale$170,000 (Aug 2001)
Tax Bill$1,846 (2024)
Deeds & MortgagesNov 2019 Mortgage
Dec 2017 Mortgage
Flood ZoneZone AE (high risk)
APN421-06-00-053

Property Details

APN / Parcel Number

Primary APN421-06-00-053

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,592 sqft Living Area
Gross Area2,062 sqft
1st Floor Area1,592 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Architectural StyleCottage
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeDetached
Garage Area756 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Porch Area217 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemFloor/Wall Furnace
Heating FuelElectric

Location & Zoning

Street Address38 BERKELEY RD
CityCHARLESTON
StateSC
Zip29407-7420
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION NAME -WINDERMERE DESCRIPTION -LT 154 BLK B
Legal SubdivisionWINDERMERE
Legal BlockB
Legal Lot Number154
JurisdictionCHARLESTON SC
Township / Civil DivisionWEST ASHLEY
Census Block Group1
Census Block1062
Census Tract3000

Owner

Source: Charleston County records · APN 421-06-00-053

Assessment roll updated September 13, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address38 BERKELEY RD, CHARLESTON, SC 29407-7420
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2019Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE
Dec 06, 2017Deed of Trust, Mortgage · Conventional Mortgage
LUCEY MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 01, 2001 · Amount on Record
Deed SaleAug 01, 2001 · Amount on Record
Prior SaleMay 03, 2001
Deed Document Number000P378828
Deed Book / PageP378 / 828
Prior Transfer DateJul 30, 2001
Prior Transfer DocP378/0828
Record UpdatedJun 08, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address38 BERKELEY RD, CHARLESTON, SC 29407-7420
Document Number0842/0208
Instrument DateNov 18, 2019
Transaction TypeMortgage
Record UpdatedDec 23, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 BERKELEY RD CHARLESTON SC 294077420, CHARLESTON, SC 29407-7420

Mortgage

Document Number0842/0208
DateNov 25, 2019
Book Page000842/000208
Lender
NameGUARANTEED RATE
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 24, 2034

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLESTON SC
Property Address38 BERKELEY RD, CHARLESTON, SC 29407-7420
Document Number0685/0804
Book / Page000685 / 000804
Instrument DateDec 06, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 BERKELEY RD CHARLESTON SC 294077420, CHARLESTON, SC 29407-7420

Mortgage

Document Number0685/0804
DateDec 13, 2017
Book Page000685/000804
Lender
NameLUCEY MTG
TypeMortgage Company
AddressMOUNT PLEASANT, SC 29464
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 12, 2032

Tax Assessment & Valuation

Source: Charleston County records · Assessment roll updated September 13, 2024 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2024$1,846.00 (+8.02%)$13,750 (-)
2022$1,709.00$13,750$451,700 (-) Land $177,100 Building $274,600
2020$451,700 Land $177,100 Building $274,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charleston County (45019C), updated September 9, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450190030001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 341 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies406 units insured
65 under condo master policies
Nearby Flood Claims194 (1982–2024)
Claims Outside the SFHA35 of 194
Most Recent ClaimAug 2024, Hurricane Debby
Claims By Storm
  • Hurricane Irma, Sep 2017 · 15 claims
  • Severe Storms And Flooding, Oct 2015 · 38 claims
  • Hurricane Hugo, Sep 1989 · 73 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 405 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
WOW Internet, Cable & PhoneCable1,200 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Home Telephone Company, Inc. (SC). Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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