38 Berch Ct, Wilton, CT 06897 Property Records

Wilton Town property record for 38 Berch Ct, Wilton, CT 06897 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,602 sqft · built 1985
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on File
Last Sale	$990,000 (Jul 2021)
Tax Bill	$15,918 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WILT M:0037 B:043 L:00`

Property Details

APN / Parcel Number

Primary APN	`WILT M:0037 B:043 L:00`
Alternative APN	`3214`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,602 sqft Living Area
Gross Area	4,856 sqft
1st Floor Area	1,543 sqft
Basement Area	1,510 sqft
Unfinished Basement	958 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement
Deck Area	Deck Area
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	3214
Street Address	38 BERCH CT
City	WILTON
State	CT
Zip	06897-1517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	43
Jurisdiction	WILTON CT
Township / Civil Division	WILTON
Census Block Group	4
Census Block	4012
Census Tract	45102

Owner

Source: Wilton Town records · APN WILT M:0037 B:043 L:00

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 BERCH CT, WILTON, CT 06897-1517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Feb 22, 2021	Deed of Trust, Mortgage · Balloon Mortgage MR COOPER
May 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance PRIME LENDING INC
Jul 09, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WILLIAM RAVEIS MORTGAGE CO
Dec 17, 2018	Warranty Deed, Transfer · Conventional Mortgage PRIME LNDG

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2021 · Amount on Record
Deed Sale	Jul 09, 2021 · Amount on Record
Prior Sale	Dec 17, 2018 · Amount on Record
Deed Book / Page	2536 / 59
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	38 BERCH CT, WILTON, CT 06897-1517
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002581-733
Date	Jun 10, 2025
Book Page	2581/733

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2055

Interest

Rate Type	Adjustable Rate

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	38 BERCH CT, WILTON, CT 06897-1517
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002527-154
Date	Feb 22, 2021
Book Page	2527/154

Lender

Name	MR COOPER

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILTON CT
Property Address	38 BERCH CT, WILTON, CT 06897-1517
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002509-312
Date	May 19, 2020
Book Page	2509/312

Lender

Name	PRIME LENDING INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Jul 09, 2021
Property Address	38 BERCH CT, WILTON, CT 06897-1517
Document Number	0002536-59
Book / Page	2536 / 59
Instrument Date	Jul 08, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000253662
Date	Jul 09, 2021
Instrument	2536/62

Lender

Name	WILLIAM RAVEIS MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILTON CT
Recording Date	Dec 17, 2018
Property Address	38 BERCH CT, WILTON, CT 06897-1517
Document Number	2493-19
Book / Page	002493 / 000019
Instrument Date	Dec 11, 2018
Transaction Type	Transfer
Record Updated	Jan 08, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$670.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 FAWN RIDGE LN WILTON CT 068974432, WILTON, CT 06897-4432

Mortgage

Document Number	2493-21
Date	Dec 17, 2018
Book Page	002493/000021

Lender

Name	PRIME LNDG

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 16, 2048

Tax Assessment & Valuation

Source: Wilton Town records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Wilton Town
Unified School District	Wilton School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,918.00	$652,120 (+40.15%) Land $306,110 Building $346,010	$456,484 Land $214,277 Building $242,207
2024	$15,918.00 (+16.92%)
2023	$13,614.00 (+3.65%)	$465,290 (-) Land $292,740 Building $172,550
2022	$13,135.00	$465,290 Land $292,740 Building $172,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 09001C, updated November 28, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of Connecticut
Wildfire Likelihood	About 1 in 5,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 52 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Frontier	Fiber	7,000 / 7,000
Xfinity	Fiber	2,000 / 2,000
Optimum Communications	Cable	940 / 35

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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