38 Benny Ln, Ruby, NY 12475 Property Records

Ulster County and Saugerties Town property record for 38 Benny Ln, Ruby, NY 12475

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 4,004 sqft · built 1955
Lot Size	1.7 acres (74,052 sqft)
Owner	Company Name on Record
Tax Bill	$12,077 (2025)
Deeds & Mortgages	Nov 2021 Refinance Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`110298.000`

Property Details

APN / Parcel Number

Primary APN	`110298.000`
Alternative APNs	`488902800300080170000000` `514889 28.3-8-17.100`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,004 sqft Total Area
1st Floor Area	2,189 sqft
2nd Floor Area	1,815 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	74,052 sqft (1.7 acres)
Garage Type	Attached
Garage Area	775 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	432 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	110298.000
Street Address	38 BENNY LN
City	RUBY
State	NY
Zip	12475
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	15
Legal Block	8
Legal Lot Number	17.100
Jurisdiction	ULSTER NY
Township / Civil Division	SAUGERTIES
Census Block Group	3
Census Block	3009
Census Tract	950400

Owner

Source: Ulster County and Saugerties Town records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	150 STONE RD, WEST HURLEY, NY 12491-5042
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed, Transfer · Stand-Alone Refinance PS FUNDING INC
Jul 20, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 9, 2018
Transfer Doc	18000009884
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ULSTER NY
Recording Date	Nov 8, 2021
Property Address	38 BENNY LN, RUBY, NY 12475-8024
Document Number	0000021564
Book / Page	6946 / 295
Instrument Date	Nov 3, 2021
Instrument	2021-21564
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 STONE RD, WEST HURLEY, NY 12491-5042

Mortgage

Document Number	0000021565
Date	Nov 8, 2021
Book Page	12633/271
Instrument	2021-21565

Lender

Name	PS FUNDING INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Dec 1, 2052

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ULSTER NY
Recording Date	Jul 20, 2018
Property Address	38 BENNY LN, RUBY, NY 12475-8024
Document Number	0000009884
Book / Page	006320 / 000233
Instrument Date	Jul 9, 2018
Instrument	9884
Transaction Type	Transfer
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	155 PROSPECT ST KINGSTON NY 124015048, KINGSTON, NY 12401-5048

Tax Assessment & Valuation

Source: Ulster County and Saugerties Town assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	New York
County	Ulster County
County Subdivision	Saugerties Town
Unified School District	Saugerties Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,077.00 (+228.89%)	$522,000 (+17.7%) Land $113,000 Building $409,000	$522,000 (+17.7%) Land $113,000 Building $409,000
2023		$443,500 (+18.11%) Land $109,000 Building $334,500	$443,500 (+18.11%) Land $109,000 Building $334,500
2022		$375,500 Land $109,000 Building $266,500	$375,500 Land $109,000 Building $266,500
2021	$3,672.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1980–2005)
Most Recent Claim	Apr 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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