Middlesex County and Wakefield Town property record for 38 Bennett St, Apt 3B, Wakefield, MA 01880
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 607 sqft · built 1981 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Mar 1988) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36943 |
| Primary APN | 36943 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Units | 17 Units |
| Stories | 1 Story |
| Building Area | 607 sqft Living Area |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,560 sqft (1 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Electric |
| Account Number | 36943 |
|---|---|
| Street Address | 38 BENNETT ST, 3B |
| City | WAKEFIELD |
| State | MA |
| Zip | 01880-3360 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | GR |
| Legal Block | 3 |
| Jurisdiction | WAKEFIELD MA |
| Township / Civil Division | WAKEFIELD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 335301 |
38 Bennett St, Apt 3B is owned and occupied by an individual who bought it in March 1988.
Source: Middlesex County and Wakefield Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 BENNETT ST, 3B, WAKEFIELD, MA 01880-3360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 5, 2022 | Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT |
| Oct 5, 2022 | Deed of Trust, Mortgage · ARM PLAZA HOME MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 1988 · Amount on File |
| Deed Sale | Mar 22, 1988 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 38 BENNETT ST APT 3B, 3B, WAKEFIELD, MA 01880-3360 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 080795-269 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 80795/269 |
| Instrument | 150198 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 901 Months |
| Due | Nov 1, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.33% |
| Type Change Date | Nov 1, 2022 |
| Index | LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKEFIELD MA |
| Property Address | 38 BENNETT ST APT 3B, 3B, WAKEFIELD, MA 01880-3360 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 080795-252 |
|---|---|
| Date | Oct 5, 2022 |
| Book Page | 80795/252 |
| Instrument | 150197 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 901 Months |
| Due | Nov 1, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.33% |
| Type Change Date | Nov 1, 2022 |
| Index | LIBOR |
The 2025 property tax bill for 38 Bennett St, Apt 3B was $3,150, up 5.1% from the year before.
Source: Middlesex County and Wakefield Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Wakefield Town |
| Unified School District | Wakefield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,150.00 (+5.14%) | $277,500 (+4.21%) Building $277,500 | $337,440 (+6%) |
| 2024 | $2,996.00 (-2.28%) | $266,300 (+1.87%) Building $266,300 | $318,345 |
| 2023 | $3,066.00 | $261,400 Building $261,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Bennett St, Apt 3B in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1982–2006) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Bennett St, Apt 3B is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WAKEFIELD WATER DEPT serves 27,090 people · EPA ID MA3305000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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