38 Bear Creek Loop, Murrells Inlet, SC 29576 Property Records

Georgetown County property record for 38 Bear Creek Loop, Murrells Inlet, SC 29576

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,201 sqft · built 2006
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$451,000 (Apr 2026)
Tax Bill	$1,678 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`41-0133C-001-02-34`

Property Details

APN / Parcel Number

Primary APN	`41-0133C-001-02-34`
Alternative APN	`64120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,201 sqft Living Area
Gross Area	3,117 sqft
1st Floor Area	1,961 sqft
Upper Floors Area	240 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	588 sqft
Driveway	Driveway
Porch	Slab
Porch Area	36 sqft
Patio Area	292 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	64120
Street Address	38 BEAR CREEK LOOP
City	MURRELLS INLET
State	SC
Zip	29576-9104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 81 @ THE COLONY @ LINKSBROOK PHASE II SLD 544-5, 532-9
Legal Subdivision	COLONY AS LINKSBROOK PH 02
Legal Phase	II
Legal Lot Number	81
Jurisdiction	GEORGETOWN SC
Township / Civil Division	WACCAMAW NECK
Census Block Group	2
Census Block	2010
Census Tract	920511

Owner

Source: Georgetown County records, as of May 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 BEAR CREEK LOOP, MURRELLS INLET, SC 29576-9104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on Record
Deed Sale	Apr 23, 2026 · Amount on Record
Prior Sale	Jun 15, 2016 · Amount on Record
Deed Document Number	20264092
Deed Book / Page	4996 / 379
Record Updated	Sep 20, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Apr 23, 2026
Property Address	38 BEAR CREEK LOOP, MURRELLS INLET, SC 29576-9104
Document Number	0000004092
Book / Page	4996 / 379
Instrument Date	Apr 21, 2026
Instrument	2026.4092
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$168,538.70
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000004093,
Date	Apr 23, 2026
Book Page	4996/383
Instrument	2026.4093

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,678.00 (+13.07%)	$12,290 (+14.97%) Land $2,938 Building $9,352	$418,300 (+56.55%) Land $100,000 Building $318,300
2023	$1,484.00 (+12.42%)	$10,690 (-) Land $2,000 Building $8,690	$267,200 (-) Land $50,000 Building $217,200
2022	$1,320.00	$10,690 Land $2,000 Building $8,690	$267,200 Land $50,000 Building $217,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 179 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	179 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 96% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GCWSD WACCAMAW NECK serves 41,300 people · EPA ID SC2220010
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	7 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20