38 Beacon St, Stoneham, MA 02180 Property Records

Middlesex County and Stoneham Town property record for 38 Beacon St, Stoneham, MA 02180

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,086 sqft · built 1994
Lot Size	0.233 acres (10,167 sqft)
Owner	2 Individual Names on File
Last Sale	$564,000 (Mar 2011)
Tax Bill	$10,067 (2025)
Deeds & Mortgages	May 2025 Mortgage Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`STON M:02 B:000 L:364`

Property Details

APN / Parcel Number

Primary APN	`STON M:02 B:000 L:364`
Alternative APN	`4470`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,086 sqft Living Area
Gross Area	4,239 sqft
Basement Area	1,344 sqft
Unfinished Basement	618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,167 sqft (0.233 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4470
Street Address	38 BEACON ST
City	STONEHAM
State	MA
Zip	02180-1402
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Subdivision	BEACON STREET STONEHAM
Legal Lot Number	364
Jurisdiction	STONEHAM MA
Township / Civil Division	STONEHAM
Census Block Group	1
Census Block	1005
Census Tract	337102

Owner

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 BEACON ST, STONEHAM, MA 02180-1402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 21, 2025	Deed of Trust, Mortgage CITIZENS BANK
Apr 14, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 29, 2011 · Amount on Record
Deed Sale	Mar 29, 2011 · Amount on Record
Prior Sale	Mar 31, 1995 · Amount on Record
Deed Document Number	20115
Deed Book / Page	56658 / 402
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	38 BEACON ST, STONEHAM, MA 02180-1402
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084117-103
Date	May 21, 2025
Book Page	84117/103
Instrument	55260

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STONEHAM MA
Property Address	38 BEACON ST, STONEHAM, MA 02180-1402
Transaction Type	Mortgage
Record Updated	Apr 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	77508-50
Date	Apr 14, 2021
Book Page	77508/50
Instrument	83796

Lender

Name	CITIZENS BANK OF RHODE ISLAND
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Stoneham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stoneham Town
Unified School District	Stoneham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,067.00 (+2.75%)	$984,100 (+6.37%) Land $420,100 Building $564,000	$1,087,465 (+12.91%)
2024	$9,798.00 (+2.9%)	$925,200 (+7.86%) Land $400,100 Building $525,100	$963,110
2023	$9,522.00	$857,800 Land $360,100 Building $497,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STONEHAM WATER DEPT (MWRA SUPPLY) serves 23,244 people · EPA ID MA3284000
Water Source	Purchased surface water from MWRA
Last State Inspection	Nov 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Sep 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile USA.

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