38 Beach St, Saco, ME 04072 Property Records

York County and Saco City property record for 38 Beach St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,602 sqft · built 1932
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$355,400 (Jun 2021)
Tax Bill	$5,781 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`L2712R`

Property Details

APN / Parcel Number

Primary APN	`L2712R`
Alternative APNs	`SACO M:032 L:105 U:000-000` `M:032 L:105 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,602 sqft Living Area
Gross Area	3,219 sqft
1st Floor Area	728 sqft
Attic	Attic
Attic Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1932
Effective Year Built	Effective 1932
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	L2712R
Street Address	38 BEACH ST
City	SACO
State	ME
Zip	04072-2809
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MB
Legal Lot Number	105
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2019
Census Tract	5200

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	38 BEACH ST, SACO, ME 04072-2809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC
Dec 16, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage ALLIED FIRST BANK SB
Feb 19, 2019	Personal Representative Deed, Transfer · Stand-Alone First Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Dec 16, 2019 · Amount on Record
Deed Document Number	202134848
Deed Book / Page	18704 / 877
Prior Transfer Date	Jun 14, 2021
Prior Transfer Doc	0187040877
Record Updated	Sep 20, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Jun 18, 2021
Property Address	38 BEACH ST, SACO, ME 04072-2809
Document Number	0187040877
Book / Page	18704 / 877
Instrument Date	Jun 14, 2021
Instrument	2021034848
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BEACH ST, SACO, ME 04072-2809

Mortgage

Document Number	2021034849
Date	Jun 18, 2021
Instrument	2021034849

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Dec 16, 2019
Property Address	38 BEACH ST, SACO, ME 04072-2809
Document Number	0181220789
Book / Page	18122 / 789
Instrument Date	Dec 13, 2019
Instrument	19053747
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1306 CAROL LN, NAPERVILLE, IL 60565-1232

Mortgage

Document Number	0019053749
Date	Dec 16, 2019
Instrument	19053749

Lender

Name	ALLIED FIRST BANK SB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2019: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	SACO ME
Recording Date	Feb 19, 2019
Property Address	38 BEACH ST, SACO, ME 04072-2809
Document Number	0178960405
Book / Page	17896 / 405
Instrument Date	Feb 14, 2019
Instrument	2019005699
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	28 BEACH ST, SACO, ME 04072-2809

Mortgage

Document Number	2019005700
Date	Feb 19, 2019
Instrument	2019005700

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,781.00 (+1.26%)	$407,100 (+0.2%) Land $118,200 Building $288,900
2024	$5,709.00 (+8.56%)	$406,300 (+41.62%) Land $118,200 Building $288,100	$438,425
2022	$5,259.00	$286,900 Land $90,200 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GoNetspeed.

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