38 Bay View Dr E, Sag Harbor, NY 11963 Property Records

Suffolk County and Southampton Town property record for 38 Bay View Dr E, Sag Harbor, NY 11963

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 4,405 sqft · built 2023
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on File
Tax Bill	$20,611 (2024)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`0900-009.00-03.00-082.000`

Property Details

APN / Parcel Number

Primary APN	`0900-009.00-03.00-082.000`
Alternative APNs	`473689 009.000-0003-082.000` `368900900000030820000000` `473600124640`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	4,405 sqft Living Area
1st Floor Area	4,405 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Mobile Home
Exterior Material	Wood
Foundation Type	No Foundation
Lot Area	17,424 sqft (0.4 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	776 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	38 BAY VIEW DR E
City	SAG HARBOR
State	NY
Zip	11963-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	BLK LOT 576-579
Legal Subdivision	BAY POINT
Legal Block	3
Legal Lot Number	82
Jurisdiction	SUFFOLK NY
Township / Civil Division	SOUTHAMPTON
Census Block Group	1
Census Block	1008
Census Tract	190711

Owner

38 Bay View Dr E is owned and occupied by an individual who acquired it in May 2007.

Source: Suffolk County and Southampton Town records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	38 BAY VIEW DR E, SAG HARBOR, NY 11963-1820
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 15, 2007
Transfer Doc	0125060000000400
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Recording Date	Apr 14, 2026
Property Address	38 BAY VIEW DR E, SAG HARBOR, NY 11963-1820
Document Number	0237210934
Book / Page	23721 / 934
Instrument Date	Dec 12, 2025
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE MA, FIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BAY VIEW DR E, SAG HARBOR, NY 11963-1820
Investor	Possibly a Property Investor

Mortgage

Document Number	2372000934,
Date	Apr 14, 2026
Book Page	23721/934

Lender

Name	OCEAN FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	349 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6.24%
Initial Type	Adjustable Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Suffolk County and Southampton Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Southampton Town
Unified School District	Sag Harbor Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$4,078,300 Land $1,809,300 Building $2,269,000	$6,473,492 (-) Land $2,871,905 Building $3,601,587
2024	$20,611.00		$6,473,492 (+28.62%) Land $2,871,905 Building $3,601,587
2023		$3,497,900 Land $1,809,300 Building $1,688,600	$5,032,949 Land $2,603,309 Building $2,429,640
2020	$13,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Bay View Dr E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 191 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	11 (1991–2024)
Claims Outside the SFHA	3 of 11
Most Recent Claim	Apr 2024 · tidal / storm surge
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Bay View Dr E is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20