38 Bay Colony Dr, Ashland, MA 01721 Property Records

Middlesex County and Ashland Town property record for 38 Bay Colony Dr, Ashland, MA 01721

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,042 sqft · built 1976
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$915,000 (Jun 2026)
Tax Bill	$8,622 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`M:014/021.0-0086-0000.0`

Property Details

APN / Parcel Number

Primary APN	`M:014/021.0-0086-0000.0`
Alternative APN	`ASHL M:021.0 B:0086 L:0000.0`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,042 sqft Living Area
Gross Area	4,926 sqft
1st Floor Area	1,200 sqft
Basement Area	1,200 sqft
Unfinished Basement	971 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 2001
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	20,909 sqft (0.48 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 BAY COLONY DR
City	ASHLAND
State	MA
Zip	01721-1839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	86
Jurisdiction	ASHLAND MA
Township / Civil Division	ASHLAND
Census Block Group	1
Census Block	1018
Census Tract	385204

Owner

38 Bay Colony Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Middlesex County and Ashland Town records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 BAY COLONY DR, ASHLAND, MA 01721-1839
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Jun 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	May 11, 2007 · Amount on File
Deed Document Number	202671037
Deed Book / Page	85736 / 298
Prior Transfer Date	Jun 11, 2020
Prior Transfer Doc	74974-240
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jun 15, 2026
Property Address	38 BAY COLONY DR, ASHLAND, MA 01721-1839
Document Number	0000071037
Book / Page	85736 / 298
Instrument Date	Jun 4, 2026
Instrument	202671037
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 BAY COLONY DR, ASHLAND, MA 01721-1839

Mortgage

Date	Jun 15, 2026

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ASHLAND MA
Recording Date	Jun 26, 2020
Property Address	38 BAY COLONY DR, ASHLAND, MA 01721-1839
Document Number	74974-240
Book / Page	074974 / 000240
Instrument Date	Jun 11, 2020
Instrument	100744
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 BAY COLONY DR ASHLAND MA 017211839, ASHLAND, MA 01721-1839

Tax Assessment & Valuation

The 2025 property tax bill for 38 Bay Colony Dr was $8,622, up 2.1% from the year before.

Source: Middlesex County and Ashland Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Ashland Town
Unified School District	Ashland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,622.00 (+2.12%)	$675,200 (+5.88%) Land $270,600 Building $404,600	$758,575 (+1.5%)
2024	$8,443.00 (+8.9%)	$637,700 (+13.27%) Land $270,600 Building $367,100	$747,365
2023	$7,753.00	$563,000 Land $258,100 Building $304,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Bay Colony Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Dec 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Bay Colony Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER AND SEWER DEPT. serves 18,832 people · EPA ID MA3014000
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Bay Colony Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures