38 Bartlett Ave, Belmont, MA 02478 Property Records

Middlesex County and Belmont Town property record for 38 Bartlett Ave, Belmont, MA 02478

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,444 sqft · built 1914
Lot Size	0.11 acres (4,782 sqft)
Owner	2 Individual Names on Record
Last Sale	$782,500 (Oct 2023)
Tax Bill	$8,702 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BELM M:13 P:000104 S`

Property Details

APN / Parcel Number

Primary APN	`BELM M:13 P:000104 S`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,444 sqft Living Area
1st Floor Area	615 sqft

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	4,782 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	38 BARTLETT AVE
City	BELMONT
State	MA
Zip	02478-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	BELMONT MA
Township / Civil Division	BELMONT
Census Block Group	1
Census Block	1005
Census Tract	357600

Owner

Source: Middlesex County and Belmont Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 BARTLETT AVE, BELMONT, MA 02478-1808
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2025	Deed of Trust, Mortgage · ARM M & T BANK
Oct 6, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JINLONG TAN
Jan 30, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on Record
Deed Sale	Oct 6, 2023 · Amount on Record
Prior Sale	May 31, 1967 · Amount on Record
Deed Document Number	20231945425
Prior Transfer Date	Oct 5, 2023
Prior Transfer Doc	0001945425
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELMONT MA
Property Address	38 BARTLETT AVE, BELMONT, MA 02478-1808
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001974592
Date	Apr 7, 2025
Instrument	1974592

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 1, 2032
Index	Other
Margin	3

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Oct 6, 2023
Property Address	38 BARTLETT AVE, BELMONT, MA 02478-1808
Document Number	0001945425
Instrument Date	Oct 5, 2023
Instrument	1945425
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	38 BARTLETT AVE, BELMONT, MA 02478-1808

Mortgage

Document Number	0001945426
Date	Oct 6, 2023
Instrument	1945426

Lender

Name	JINLONG TAN

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELMONT MA
Recording Date	Jan 30, 2023
Property Address	38 BARTLETT AVE, BELMONT, MA 02478-1808
Document Number	0001931437
Instrument Date	Jan 20, 2023
Instrument	1931437
Transaction Type	Transfer
Record Updated	Feb 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Middlesex County and Belmont Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Belmont Town
Unified School District	Belmont School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,702.00 (-18.34%)	$764,000 (-19.41%) Land $583,000 Building $181,000	$839,135
2023	$10,656.00	$948,000 Land $729,000 Building $219,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER DEPT. (MWRA) serves 27,442 people · EPA ID MA3026000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,029 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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