Westchester County and Ossining Town property record for 38 Audubon Dr, Ossining, NY 10562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,338 sqft · built 1961 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Oct 2012) |
| Tax Bill | $17,545 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 89.07-1-45 |
| Primary APN | 554203 89.07-1-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 1,563 sqft |
| Basement Area | 775 sqft |
| Finished Basement | 775 sqft |
| Unfinished Basement | 775 sqft |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Raised Ranch |
| Exterior Material | Wood |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Dimensions | 145 ft deep x 111 ft wide |
| Garage Type | Basement |
| Porch | Covered Porch |
| Porch Area | 120 sqft |
| Patio Area | 336 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 AUDUBON DR |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-2915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 45.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 13600 |
38 Audubon Dr is owned and occupied by two individuals who bought it in October 2012.
Source: Westchester County and Ossining Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 AUDUBON DR, OSSINING, NY 10562-2915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jun 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2012 · Amount on File |
| Deed Sale | Oct 5, 2012 · Amount on File |
| Deed Document Number | 2012522703109 |
| Prior Transfer Date | Jun 16, 2009 |
| Prior Transfer Doc | 0500683427 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Sep 18, 2026 |
| Property Address | 38 AUDUBON DR, OSSINING, NY 10562-2915 |
| Document Number | 0000003178 |
| Instrument Date | Sep 11, 2026 |
| Instrument | 20263178 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2026 |
| Title Company | CLOSING USA LLC, CLOSING USA |
| Name | Verified Name |
|---|---|
| Address | 38 AUDUBON DR, OSSINING, NY 10562-2915 |
| Document Number | 0000003178, |
|---|---|
| Date | Sep 18, 2026 |
| Instrument | 20263178 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 38 AUDUBON DR, OSSINING, NY 10562-2915 |
| Document Number | 0601993038 |
| Instrument Date | Jun 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 38 AUDUBON DR OSSINING NY 105622915, OSSINING, NY 10562-2915 |
| Document Number | 0601993038 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 060199/003038 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 16, 2050 |
The 2026 property tax bill for 38 Audubon Dr was $17,545 with a homeowner's exemption, down 3.8% from the year before.
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,545.00 (-3.79%) Homeowner's exemption | ||
| 2025 | $18,236.00 | $612,200 (+4.92%) Land $247,400 Building $364,800 | $612,200 (+4.92%) Land $247,400 Building $364,800 |
| 2024 | Homeowner's exemption | $583,500 (+5.96%) Land $168,200 Building $415,300 | $583,500 (+5.96%) Land $168,200 Building $415,300 |
| 2023 | $550,700 Land $168,200 Building $382,500 | $550,700 Land $168,200 Building $382,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Audubon Dr in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 13 (1978–2024) |
| Claims Outside the SFHA | 7 of 13 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Audubon Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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