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38 Atlas Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 38 Atlas Dr, Saint Augustine, FL 32092 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,511 sqft · built 2017
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on File
Last Sale$640,000 (Dec 2023)
Tax Bill$9,040 (2025)
Deeds & MortgagesDec 2023 Sale & Mortgage
May 2017 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN010012-1030

Property Details

APN / Parcel Number

Primary APN010012-1030

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area2,511 sqft Living Area
Gross Area3,221 sqft
1st Floor Area2,511 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area438 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area272 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address38 ATLAS DR
CitySAINT AUGUSTINE
StateFL
Zip32092-1120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description79/11-14 SHEARWATER PHASE 1-2 REPLAT LOT 103 OR5868/147
Legal Range27E
Legal Township05S
Legal Section26
Legal SubdivisionSHEARWATER PHASE 1-2 REPLAT
Legal Phase1
Legal Block2
Legal Lot Number103
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2000
Census Tract20907

Owner

Source: St. Johns County records · APN 010012-1030

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 ATLAS DR, SAINT AUGUSTINE, FL 32092-1120
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2023Warranty Deed, Transfer · Conventional Mortgage
PREMIA MORTGAGE LLC
May 16, 2017Warranty Deed, Subdivision Related Transfer
TOWN SQUARE TITLE
Jan 23, 2017Loan Modification, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 07, 2023 · Amount on Record
Deed SaleDec 07, 2023 · Amount on Record
Prior SaleMay 16, 2017 · Amount on Record
Deed Document Number202395364
Deed Book / Page5868 / 147
Record UpdatedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateDec 07, 2023
Property Address38 ATLAS DR, SAINT AUGUSTINE, FL 32092-1120
Document Number0058680147
Book / Page5868 / 147
Map ReferenceMB 79 PG 11-14
Instrument DateDec 01, 2023
Instrument2023095364
Transaction TypeTransfer
Record UpdatedDec 21, 2023
Title CompanyLANDMARK TITLE, LANDMARK TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1976 TRACELAND AVE, GREEN COVE SPRINGS, FL 32043-8720

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 ATLAS DR, ST AUGUSTINE, FL 32092-1120

Mortgage

Document Number0005868149
DateDec 07, 2023
Instrument5868/149
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

May 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateMay 16, 2017
Property Address38 ATLAS DR, SAINT AUGUSTINE, FL 32092-1120
Document Number0043741131
Book / Page004374 / 001131
Instrument DateMay 15, 2017
Instrument33878
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 03, 2018
Title CompanyTOWN SQUARE TITLE

Transaction

AmountAmount Recorded
Tax$2,909.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address38 ATLAS DR ST AUGUSTINE FL 320921120, ST AUGUSTINE, FL 32092-1120

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST JOHNS FL
Recording DateJan 23, 2017
Property Address38 ATLAS DR, SAINT AUGUSTINE, FL 32092-1120
Document Number0043201103
Book / Page004320 / 001103
Instrument DateJan 18, 2017
Instrument5099
Transaction TypeMortgage
Record UpdatedAug 16, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1111 N POST OAK RD HOUSTON TX 770557310, HOUSTON, TX 77055-7310
InvestorPossibly a Property Investor

Mortgage

Document Number43201103
DateJan 23, 2017
Book Page004320/001103
Instrument5099
Lender
NameBANK OF AMERICA
TypeBank
Address901 MAIN ST # 20TH, DALLAS, TX 75202-3707
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$466,982 (-5.7%) Land $120,000 Building $346,982$466,982 (-5.7%) Land $120,000 Building $346,982
2025$9,040.00 (+4.91%) Homeowner's exemption$495,225 (-1.15%)$495,225 (-1.15%) Land $120,000 Building $375,225
2024$8,617.00 (+44.6%) Homeowner's exemption$501,005 (+72.73%)$501,005 (-0.12%) Land $105,500 Building $395,505
2023$5,959.00 (+6.39%) Homeowner's exemption$290,044 (+3%)$501,604 (+12.4%) Land $105,500 Building $396,104
2022$5,601.00 Homeowner's exemption$281,596$446,274 Land $95,200 Building $351,074

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 35 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies35 in force

Wildfire

Wildfire RiskModerate
above 44% of the US · above 14% of Florida
Wildfire LikelihoodAbout 1 in 1,786 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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