38 Ashford Pl, Festus, MO 63028 Property Records

Jefferson County property record for 38 Ashford Pl, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,466 sqft · built 1998
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jun 2021)
Tax Bill	$2,239 (2025)
Deeds & Mortgages	Apr 2022 Sale Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`18-6.0-13.0-0-002-007.64`

Property Details

APN / Parcel Number

Primary APN	`18-6.0-13.0-0-002-007.64`
Alternative APN	`1860130 00200764`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,466 sqft Living Area
Gross Area	1,866 sqft
1st Floor Area	1,466 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Construction Type	Frame
Lot Area	13,504 sqft (0.31 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Pool Area	576 sqft
Porch	Open Frame Porch
Porch Area	48 sqft
Patio Area	170 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	38 ASHFORD PL
City	FESTUS
State	MO
Zip	63028-5604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ASHFORD PLACE 2 LOT 64
Legal Range	5E
Legal Township	40N
Legal Section	13
Legal Subdivision	ASHFORD PLACE 2
Legal Block	4
Legal Lot Number	64
Jurisdiction	JEFFERSON MO
Township / Civil Division	JOACHIM
Census Block Group	4
Census Block	4051
Census Tract	700900

Owner

38 Ashford Pl is owned and occupied by two individuals who acquired it in March 2022.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 ASHFORD PL, FESTUS, MO 63028-5604
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Beneficiary Deed, Transfer
Jun 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BANK OF BLOOMSDALE
Jul 7, 2020	Warranty Deed, Transfer HOME LOAN EXPERT LLC
Jul 18, 2017	Quit Claim Deed, Mortgage · Line of Credit FIRST CMNTY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on File
Deed Sale	Jun 15, 2021 · Amount on File
Prior Sale	Jul 7, 2020 · Amount on File
Deed Document Number	202125967
Last Transfer Date	Mar 28, 2022
Transfer Doc	0000011368
Record Updated	Oct 29, 2026

April 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 5, 2022
Property Address	38 ASHFORD PL, FESTUS, MO 63028-5604
Document Number	0000011368
Map Reference	MB 145 PG 4&5A
Instrument Date	Mar 28, 2022
Instrument	2022R-011368
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	38 ASHFORD PL, FESTUS, MO 63028-5604

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 15, 2021
Property Address	38 ASHFORD PL, FESTUS, MO 63028-5604
Document Number	2021R025967
Map Reference	MB 145 PG 4&5A
Instrument Date	Jun 7, 2021
Instrument	2021R-025967
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 ASHFORD PL # POL, POL, FESTUS, MO 63028-5604

Mortgage

Document Number	2021R025968
Date	Jun 15, 2021
Instrument	2021R-025968

Lender

Name	BANK OF BLOOMSDALE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 7, 2020
Property Address	38 ASHFORD PL, FESTUS, MO 63028-5604
Document Number	0000023868
Instrument Date	Jun 30, 2020
Instrument	23868
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 ASHFORD PL FESTUS MO 630285604, FESTUS, MO 63028-5604

Mortgage

Document Number	23869
Date	Jul 7, 2020
Instrument	23869

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 6, 2050

July 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jul 18, 2017
Property Address	38 ASHFORD PL, FESTUS, MO 63028-5604
Document Number	0000021927
Instrument Date	Jun 29, 2017
Instrument	21927
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	CLEAR TITLE GROUP LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 ASHFORD PL FESTUS MO 630285604, FESTUS, MO 63028-5604

Mortgage

Document Number	21928
Date	Jul 18, 2017
Instrument	21928

Lender

Name	FIRST CMNTY FCU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 17, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 38 Ashford Pl was $2,239, up 4.9% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,800 (-) Land $4,800 Building $36,000	$214,800 (-) Land $25,300 Building $189,500
2025	$2,239.00 (+4.92%)	$40,800 Land $4,800 Building $36,000	$214,800 (-) Land $25,300 Building $189,500
2024	$2,134.00 (+0.52%)		$214,800 (+8.21%) Land $25,300 Building $189,500
2023	$2,123.00	$37,700 Land $4,800 Building $32,900	$198,500 Land $25,300 Building $173,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Ashford Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Ashford Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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