38 Arnold Ln, Norwalk, CT 06853 Property Records

Norwalk City property record for 38 Arnold Ln, Norwalk, CT 06853

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,346 sqft · built 1960
Lot Size	0.974 acres (42,427 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Sep 2019)
Tax Bill	$13,567 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D:6 B:28 L:2A`

Property Details

APN / Parcel Number

Primary APN	`D:6 B:28 L:2A`
Alternative APNs	`NORW M:6 B:28 L:2A` `NWLK M:6 B:28 L:2A` `27777`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	1,346 sqft
Basement Area	1,300 sqft
Unfinished Basement	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,427 sqft (0.974 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	27777
Street Address	38 ARNOLD LN
City	NORWALK
State	CT
Zip	06853-1901
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Block	28
Legal Lot Number	2A
Jurisdiction	NORWALK CT
Township / Civil Division	NORWALK
Census Block Group	3
Census Block	3001
Census Tract	43900

Owner

38 Arnold Ln is owned and occupied by an individual who bought it in September 2019.

Source: Norwalk City records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	38 ARNOLD LN, NORWALK, CT 06853-1901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Balloon Mortgage AMERICAN FEDERAL MORTGAGE CORP
Sep 23, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage AMERICAN FEDERAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on File
Deed Sale	Sep 23, 2019 · Amount on File
Deed Book / Page	8890 / 325
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWALK CT
Property Address	38 ARNOLD LN, NORWALK, CT 06853-1901
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	9042-129
Date	Jul 30, 2020
Book Page	9042/129
Instrument	2020007664

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWALK CT
Recording Date	Sep 23, 2019
Property Address	38 ARNOLD LN, NORWALK, CT 06853-1901
Document Number	8890-325
Book / Page	8890 / 325
Instrument Date	Sep 20, 2019
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8890327
Date	Sep 23, 2019
Instrument	8890/327

Lender

Name	AMERICAN FEDERAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 38 Arnold Ln was $13,567, up 2.6% from the year before.

Source: Norwalk City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwalk City
Unified School District	Norwalk School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,567.00 (+2.64%)	$590,310 (-) Land $394,640 Building $195,670	$916,953 (+121.91%)
2025	$13,218.00	$590,310 Land $394,640 Building $195,670	$413,217 Land $276,248 Building $136,969
2024	$13,218.00 (+27.06%)
2023	$10,403.00 (+4.31%)	$434,832 (-) Land $306,248 Building $128,584
2022	$9,973.00	$434,832 Land $306,248 Building $128,584

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Arnold Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Arnold Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 90% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH NORWALK ELECTRIC & WATER serves 42,000 people · EPA ID CT1030021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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