Naugatuck Borough property record for 38 Arbor Ave, Naugatuck, CT 06770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 954 sqft · built 1962 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,766 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2018 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | NAUG M:Q1-92E5 |
| Primary APN | NAUG M:Q1-92E5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 954 sqft Living Area |
| Gross Area | 2,178 sqft |
| 1st Floor Area | 954 sqft |
| Basement Area | 920 sqft |
| Unfinished Basement | 276 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 21-3000 |
|---|---|
| Street Address | 38 ARBOR AVE |
| City | NAUGATUCK |
| State | CT |
| Zip | 06770-3502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Lot Number | 3000 |
| Jurisdiction | NAUGATUCK CT |
| Township / Civil Division | NAUGATUCK |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 345202 |
38 Arbor Ave is owned and occupied by an individual.
Source: Naugatuck Borough records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 ARBOR AVE, NAUGATUCK, CT 06770-3502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Deed of Trust, Mortgage · Balloon Mortgage ION BANK |
| Sep 24, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Property Address | 38 ARBOR AVE, NAUGATUCK, CT 06770-3502 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001066-439 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 1066/439 |
| Instrument | 824 |
| Name | ION BANK |
|---|
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 289 Months |
| Due | Mar 1, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NAUGATUCK CT |
| Recording Date | Sep 24, 2018 |
| Property Address | 38 ARBOR AVE, NAUGATUCK, CT 06770-3502 |
| Document Number | 1017-181 |
| Book / Page | 001017 / 000181 |
| Instrument Date | Sep 24, 2018 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 ARBOR AVE NAUGATUCK CT 067703502, NAUGATUCK, CT 06770-3502 |
The 2026 property tax bill for 38 Arbor Ave was $5,766, up 1.6% from the year before.
Source: Naugatuck Borough assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Naugatuck Borough |
| Unified School District | Naugatuck School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,766.00 (+1.62%) | $142,590 (-) Land $31,640 Building $110,950 | $263,022 (+163.51%) |
| 2025 | $5,674.00 | $142,590 Land $31,640 Building $110,950 | $99,813 Land $22,148 Building $77,665 |
| 2024 | $5,674.00 (-11.08%) | ||
| 2023 | $6,381.00 (+18.52%) | $142,590 (+26.45%) Land $31,640 Building $110,950 | |
| 2022 | $5,384.00 | $112,760 Land $33,670 Building $79,090 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Arbor Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 38 Arbor Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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