Clermont County property record for 38 Apple Ln, Cincinnati, OH 45255
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,142 sqft · built 1983 |
| Lot Size | 0.016 acres (705 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,500 (Oct 2024) |
| Tax Bill | $2,038 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-61-05F-016 |
| Primary APN | 41-61-05F-016 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,142 sqft Living Area |
| 1st Floor Area | 524 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 705 sqft (0.016 acres) |
| View / Lot | Cul-de-sac |
| Patio Area | 16 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 APPLE LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-3353 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | APPLE VALLEY CONDOS; LOT 16 |
| Legal Subdivision | APPLE VALLEY CONDOS |
| Legal Lot Number | 16 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 41404 |
Source: Clermont County records, as of April 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 APPLE LN, 16, CINCINNATI, OH 45255-3353 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Jan 26, 2022 | Limited Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK |
| Aug 4, 2021 | Warranty Deed, Transfer |
| Feb 13, 2018 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2024 · Amount on Record |
| Deed Sale | Oct 4, 2024 · Amount on Record |
| Prior Sale | Jan 26, 2022 · Amount on Record |
| Deed Document Number | 202419242 |
| Deed Book / Page | 2978 / 990 |
| Record Updated | Oct 29, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Jan 26, 2022 |
| Property Address | 38 APPLE LN, CINCINNATI, OH 45255-3353 |
| Document Number | 0000002738 |
| Book / Page | 2909 / 4771 |
| Map Reference | CAB 3 PG 366-371 |
| Instrument Date | Jan 10, 2022 |
| Instrument | 202200002738 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2022 |
| Title Company | FIDELITY NATIONAL TITLE AGENCY/LAS, FIDELITY NATL TTL AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 APPLE LN, CINCINNATI, OH 45255-3353 |
| Document Number | 0000002739 |
|---|---|
| Date | Jan 26, 2022 |
| Instrument | 202200002739 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Feb 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 5.5% |
| Index | 1-Year CMT |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Aug 4, 2021 |
| Property Address | 38 APPLE LN, CINCINNATI, OH 45255-3353 |
| Document Number | 0000025248 |
| Book / Page | 2890 / 176 |
| Map Reference | CAB 3 PG 366-371 |
| Instrument Date | Jul 27, 2021 |
| Instrument | 202100025248 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4343 N SCOTTSDALE RD STE 390, 390, SCOTTSDALE, AZ 85251-3347 |
| Investor | Possibly a Property Investor |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | CLERMONT OH |
| Recording Date | Feb 13, 2018 |
| Property Address | 38 APPLE LN, CINCINNATI, OH 45255-3353 |
| Document Number | 0000003330 |
| Book / Page | 002754 / 001827 |
| Instrument Date | Feb 1, 2018 |
| Instrument | 3330 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 27, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $134.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 38 OLD ORCHARD DR CINCINNATI OH 45245, CINCINNATI, OH 45245 |
Source: Clermont County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,038.00 (-0.2%) | $40,500 (-) Land $6,790 Building $33,710 | |
| 2024 | $2,042.00 (-49.3%) Homeowner's exemption | $40,500 (-) Land $6,790 Building $33,710 | $115,700 (-) Land $19,400 Building $96,300 |
| 2023 | $4,028.00 (+149.57%) Homeowner's exemption | $40,500 (+49.5%) Land $6,790 Building $33,710 | $115,700 (+49.48%) Land $19,400 Building $96,300 |
| 2022 | $1,614.00 | $27,090 Land $4,550 Building $22,540 | |
| 2020 | $77,400 Land $13,000 Building $64,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 6, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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