Cumberland Town property record for 38 Anthony Dr, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,638 sqft · built 1940 |
| Lot Size | 0.25 acres (10,907 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Sep 2025) |
| Tax Bill | $4,758 (2026) |
| Deeds & Mortgages | Sep 2025 Mortgage Sep 2025 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0008-45 |
| Primary APN | 3-0008-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 2,886 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,907 sqft (0.25 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3-0008-45 |
|---|---|
| Street Address | 38 ANTHONY DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 78 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 4 |
| Census Block | 4028 |
| Census Tract | 11405 |
Source: Cumberland Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 ANTHONY DR, CUMBERLAND, RI 02864-4330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage SEMPER HOME LOANS INC |
| Sep 19, 2025 | Deed of Trust, Mortgage SEMPER HOME LOANS INC |
| Sep 10, 2025 | Warranty Deed, Transfer · FHA Mortgage SEMPER HOME LOANS INC |
| Mar 1, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Mar 1, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Nov 16, 2020 | Deed of Trust, Mortgage SEMPER HM LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2025 · Amount on Record |
| Deed Sale | Sep 10, 2025 · Amount on Record |
| Prior Sale | Apr 22, 2022 · Amount on Record |
| Deed Book / Page | 2010 / 149 |
| Prior Transfer Date | Mar 1, 2024 |
| Prior Transfer Doc | 001973-412 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 38 ANTHONY DR, CUMBERLAND, RI 02864-4330 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002010-831 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 2010/831 |
| Instrument | 151157 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 38 ANTHONY DR, CUMBERLAND, RI 02864-4330 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 002010-831 |
|---|---|
| Date | Sep 19, 2025 |
| Book Page | 2010/831 |
| Instrument | 151157 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Sep 10, 2025 |
| Property Address | 38 ANTHONY DR, CUMBERLAND, RI 02864-4330 |
| Document Number | 002010-149 |
| Book / Page | 2010 / 149 |
| Instrument Date | Sep 10, 2025 |
| Instrument | 151010 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 ANTHONY DR, CUMBERLAND, RI 02864-4330 |
| Document Number | 0000151011 |
|---|---|
| Date | Sep 10, 2025 |
| Instrument | 151011 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Oct 1, 2056 |
| Document Number | 002010-169 |
|---|---|
| Date | Sep 10, 2025 |
| Book Page | 2010/169 |
| Instrument | 151012 |
| Name | RHODE ISLAND HOUSING & MTG FIN CORP |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 1, 2024 |
| Property Address | 38 ANTHONY DR, CUMBERLAND, RI 02864-4330 |
| Document Number | 001973-415 |
| Book / Page | 1973 / 415 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 142910 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Mar 1, 2024 |
| Property Address | 38 ANTHONY DR, CUMBERLAND, RI 02864-4330 |
| Document Number | 001973-412 |
| Book / Page | 1973 / 412 |
| Instrument Date | Mar 1, 2024 |
| Instrument | 142909 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 38 ANTHONY DR, CUMBERLAND, RI 02864-4330 |
| Document Number | 1864-236 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 38 ANTHONY DR CUMBERLAND RI 028644330, CUMBERLAND, RI 02864-4330 |
| Document Number | 1864-236 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 001864/000236 |
| Instrument | 119117 |
| Name | SEMPER HM LNS |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 16, 2050 |
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,758.00 (+3.95%) | $475,300 (+27.43%) Land $221,400 Building $253,900 | $504,128 |
| 2025 | $4,577.00 (+9.47%) | $373,000 (+3.67%) Land $153,300 Building $219,700 | |
| 2023 | $4,181.00 (+11.61%) | $359,800 (+43.98%) Land $140,100 Building $219,700 | |
| 2022 | $3,746.00 | $249,900 Land $110,700 Building $139,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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