38 Ancient Oak Dr, Lewes, DE 19958 Property Records

Sussex County property record for 38 Ancient Oak Dr, Lewes, DE 19958

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,802 sqft · built 1998
Lot Size0.459 acres (19,998 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Dec 2014)
Tax Bill$1,528 (2026)
Deeds & MortgagesAug 2021 Refinance
Sep 2017 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN234-6.00-314.00

Property Details

APN / Parcel Number

Primary APN234-6.00-314.00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,802 sqft Living Area
Gross Area1,775 sqft
Fireplaces1 Fireplace
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area19,998 sqft (0.459 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage Area444 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area128 sqft
Patio Area190 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address38 ANCIENT OAK DR
CityLEWES
StateDE
Zip19958-9455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR-1
Legal DescriptionCHAPEL GREEN LOT 19 SEC B
Legal SubdivisionCHAPEL GREEN
Legal Lot Number19
JurisdictionSUSSEX DE
Township / Civil DivisionLEWES
Census Block Group2
Census Block2000
Census Tract51013

Owner

Source: Sussex County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address38 ANCIENT OAK DR, LEWES, DE 19958-9455
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 9, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Sep 22, 2017Deed of Trust, Mortgage · Conventional Mortgage
NATIOBNSTAR MORTGAGE LL
Oct 14, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FULTON BANK
Jan 7, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Mar 25, 2019Deed of Trust, Mortgage · Conventional with PMI
LCLRC HLDGS LLC
Jan 28, 2019Grant Deed, Transfer · FHA Mortgage
MERIDIAN BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 23, 2014 · Amount on Record
Deed SaleDec 23, 2014 · Amount on Record
Deed Document Number201440446
Deed Book / Page4347 / 140
Prior Transfer DateDec 10, 2014
Prior Transfer Doc0043470140
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX DE
Property Address38 ANCIENT OAK DR, LEWES, DE 19958-9455
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0201660098
DateAug 9, 2021
Book Page20166/98
Instrument20210000050189
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX DE
Property Address38 ANCIENT OAK DR, LEWES, DE 19958-9455
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0164680327
DateSep 22, 2017
Book Page16468/327
Instrument35698
Lender
NameNATIOBNSTAR MORTGAGE LL
TypeMortgage Company
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2047

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX DE
Property Address38 ANCIENT OAK DR, LEWES, DE 19958-9455
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0178650263
DateOct 14, 2019
Book Page17865/263
Instrument20190000038350
Lender
NameFULTON BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX DE
Property Address38 ANCIENT OAK DR, LEWES, DE 19958-9455
Document Number0181180082
Instrument DateJan 7, 2020
Transaction TypeMortgage
Record UpdatedFeb 4, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 ANDIENT OAK DR LEWES DE 19958, LEWES, DE 19958

Mortgage

Document Number0181180082
DateJan 28, 2020
Book Page018118/000082
Instrument4008
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term324 Months
DueJan 27, 2047

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUSSEX DE
Property Address38 ANCIENT OAK DR, LEWES, DE 19958-9455
Document Number0174510234
Instrument DateMar 25, 2019
Transaction TypeMortgage
Record UpdatedApr 9, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 ANCIENT OAK DR LEWES DE 199589455, LEWES, DE 19958-9455

Mortgage

Document Number0174510234
DateApr 1, 2019
Book Page017451/000234
Instrument10600
Lender
NameLCLRC HLDGS LLC
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 31, 2049
Interest
Rate5%

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSUSSEX DE
Recording DateJan 28, 2019
Property Address38 ANCIENT OAK DR, LEWES, DE 19958-9455
Document Number0050090079
Book / Page005009 / 000079
Instrument DateDec 12, 2018
Instrument3054
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$718.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address30796 SHILOH DR LAUREL DE 199562950, LAUREL, DE 19956-2950

Mortgage

Document Number173530055
DateJan 28, 2019
Book Page017353/000055
Instrument3055
Lender
NameMERIDIAN BK
TypeBank
AddressBLUE BELL, PA 19422
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 27, 2049

Tax Assessment & Valuation

Source: Sussex County assessment roll, as of September 18, 2026

Property Jurisdictions

TypeName
StateDelaware
CountySussex County
Unified School DistrictCape Henlopen School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,528.00 (-0.2%)$21,750 (-) Land $2,500 Building $19,250$403,300 (-) Land $110,600 Building $292,700
2025$1,531.00 (-12.56%)$21,750 (-) Land $2,500 Building $19,250$403,300 (+827.13%) Land $110,600 Building $292,700
2023$1,751.00$21,750 Land $2,500 Building $19,250$43,500 Land $5,000 Building $38,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Nearby Flood Policies30 in force
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 47% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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