York County and York Town property record for 38 Algonquin Dr, Cape Neddick, ME 03902
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,996 sqft · built 1980 |
| Lot Size | 3.82 acres (166,399 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,785 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | M:096 B:120-E |
| Primary APN | M:096 B:120-E |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,996 sqft Living Area |
| Gross Area | 4,265 sqft |
| 1st Floor Area | 1,220 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 166,399 sqft (3.82 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 7532 |
|---|---|
| Street Address | 38 ALGONQUIN DR |
| City | CAPE NEDDICK |
| State | ME |
| Zip | 03902-7916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Subdivision | GROUND NUT HILL SEC 1 |
| Legal Block | 120-E |
| Jurisdiction | YORK ME |
| Township / Civil Division | YORK |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 36002 |
Source: York County and York Town records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 38 ALGONQUIN DR, CAPE NEDDICK, ME 03902-7916 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK ME |
| Property Address | 38 ALGONQUIN DR, CAPE NEDDICK, ME 03902-7916 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0188060701 |
|---|---|
| Date | Sep 17, 2021 |
| Book Page | 18806/701 |
| Instrument | 2021054928 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
Source: York County and York Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| County Subdivision | York Town |
| Unified School District | York (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,785.00 (+10.48%) | $580,000 (+12.49%) Land $177,700 Building $402,300 | |
| 2024 | $4,331.00 (+5.45%) | $515,600 (+6.09%) Land $177,700 Building $337,900 | |
| 2023 | $4,107.00 (+9.32%) | $486,000 (+10.61%) Land $148,100 Building $337,900 | $559,740 |
| 2022 | $3,757.00 | $439,400 Land $123,100 Building $316,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1993) |
| Most Recent Claim | Dec 1993 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
5G (outdoors only) and 4G LTE
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