38 Adkins Camp Loop, Hudson, KY 40145 Property Records

Breckinridge County property record for 38 Adkins Camp Loop, Hudson, KY 40145

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,320 sqft
Lot Size	0.969 acres (42,253 sqft)
Owner	2 Individual Names on Record
Last Sale	$158,500 (Jul 2021)
Tax Bill	$1,537 (2025)
Deeds & Mortgages	May 2023 Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`WOA 33`

Property Details

APN / Parcel Number

Primary APN	`WOA 33`
Alternative APN	`33061`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	42,253 sqft (0.969 acres)
Garage Type	Detached
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	33061
Street Address	38 ADKINS CAMP LOOP
City	HUDSON
State	KY
Zip	40145-7754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT & HOUSE & BLDGS
Legal Subdivision	ADKINS PENINSULA
Jurisdiction	BRECKINRIDGE KY
Township / Civil Division	MCDANIELS-HUDSON
Census Block Group	2
Census Block	2010
Census Tract	960502

Owner

Source: Breckinridge County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8210 HIDDEN RIVER TRCE, CHARLESTOWN, IN 47111-8762
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTRA CU
Jul 13, 2021	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2021 · Amount on Record
Deed Sale	Jul 13, 2021 · Amount on Record
Prior Sale	Jun 24, 2016 · Amount on Record
Deed Document Number	2020903400
Deed Book / Page	D439 / 420
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRECKINRIDGE KY
Property Address	38 ADKINS CAMP LOOP, HUDSON, KY 40145-7754
Transaction Type	Mortgage
Record Updated	Jul 10, 2023
Title Company	EASY TITLE COMPANY LLC, LEGACY TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8210 HIDDEN RIVER TRCE, CHARLESTOWN, IN 47111-8762

Mortgage

Document Number	00M545/692
Date	May 30, 2023
Book Page	M545/692
Instrument	2020916476

Lender

Name	CENTRA CU
Type	Credit Union
Address	COLUMBUS, IN 47202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Jun 1, 2033
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Margin	3
Max Rate	10.8%

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BRECKINRIDGE KY
Recording Date	Jul 13, 2021
Property Address	38 ADKINS CAMP LOOP, HUDSON, KY 40145-7754
Document Number	00D439/420
Book / Page	D439 / 420
Map Reference	MB 97 PG 382
Instrument Date	Jul 9, 2021
Instrument	2020903400
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	327 HOLIDAY BLVD, CLEWISTON, FL 33440-5383

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8210 HIDDEN RIVER TRCE, CHARLESTOWN, IN 47111-8762
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Breckinridge County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Breckinridge County
Unified School District	Breckinridge County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,537.00 (+2.06%)	$158,500 (-) Land $30,000 Building $128,500	$158,500 (-) Land $30,000 Building $128,500
2023	$1,506.00 (-0.66%)	$158,500 (-) Land $30,000 Building $128,500	$158,500 (-) Land $30,000 Building $128,500
2022	$1,516.00	$158,500 Land $30,000 Building $128,500	$158,500 Land $30,000 Building $128,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDINSBURG RO WTP serves 18,437 people · EPA ID KY0140966
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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