38 Ackerman Rd, Saddle River, NJ 07458 Property Records

Bergen County and Saddle River Borough property record for 38 Ackerman Rd, Saddle River, NJ 07458 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 2019
Square Footage	5,231 sqft Living Area
Lot Size	1.3 acres
Occupancy	Owner Occupied
Last Sale	$3,000,000 (2023)
Tax Bill	$27,180.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`58-01105-0000-00052`
Alternative APNs	`580110500052` `000500`

Interior

Building Area	5,231 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame Construction
Lot Area	56,628 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	000500
Street Address	38 ACKERMAN RD
City	SADDLE RIVER
State	NJ
Zip	07458-2602
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1.3AC (1,9)
Legal Block	1105
Legal Lot Number	52
Jurisdiction	BERGEN NJ
Minor Civil Division	SADDLE RIVER
Census Blockgroup	3
Census Block	3004
Census Tract	53100

Owner

Source: Bergen County and Saddle River Borough records · APN 58-01105-0000-00052

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 ACKERMAN RD, SADDLE RIVER, NJ 07458-2602
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 03, 2023 · Amount on Record
Deed Sale	Feb 03, 2023 · Amount on Record
Prior Sale	Jun 09, 2016 · Amount on Record
Deed Doc Number	20239952
Deed Book / Page	4924 / 868
Prior Transfer Date	Jan 20, 2003
Prior Transfer Doc	8551000045
Record Refreshed	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Feb 03, 2023
Property Address	38 ACKERMAN RD, SADDLE RIVER, NJ 07458-2602
Document Number	0049240868
Book / Page	4924 / 868
Instrument Date	Jan 17, 2023
Instrument	2023009952
Transaction Type	Transfer
Record Updated	Mar 02, 2023
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48,275.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	416 BROOK RD, CHELSEA, VT 05038-8917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 ACKERMAN RD, SADDLE RIVER, NJ 07458-2602

Mortgage

Document Number	2023009953
Date	Feb 03, 2023
Instrument	2023009953

Lender

Name	COLUMBIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Feb 01, 2028
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Bergen County and Saddle River Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Saddle River Borough
Unified School District	Saddle River Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,547,300 (-) Land $782,100 Building $1,765,200	$2,547,300 (-) Land $782,100 Building $1,765,200
2025	$27,180.00 (+2.99%)	$2,547,300 (+2.4%) Land $782,100 Building $1,765,200	$2,547,300 (+2.4%) Land $782,100 Building $1,765,200
2024	$26,390.00 (+6.73%)
2023		$2,487,500 Land $782,100 Building $1,705,400	$2,487,500 Land $782,100 Building $1,705,400
2022	$24,725.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 35th in New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.