38 Abner Ln, Portland, ME 04103 Property Records

Cumberland County and Portland City property record for 38 Abner Ln, Portland, ME 04103

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,892 sqft · built 2021
Lot Size	0.158 acres (6,900 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (Jan 2021)
Tax Bill	$9,420 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`PTLD M:351 B:A048001`

Property Details

APN / Parcel Number

Primary APN	`PTLD M:351 B:A048001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,892 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	6,900 sqft (0.158 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 ABNER LN
City	PORTLAND
State	ME
Zip	04103-1685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	A048001
Jurisdiction	PORTLAND ME
Township / Civil Division	PORTLAND
Census Block Group	4
Census Block	4000
Census Tract	2101

Owner

38 Abner Ln is owned and occupied by two individuals who bought it in January 2021.

Source: Cumberland County and Portland City records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 ABNER LN, PORTLAND, ME 04103-1685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2025	Deed of Trust, Mortgage · Line of Credit KENNEBEC SAVINGS BANK
Jan 20, 2021	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage KENNEBEC SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Deed Document Number	20214316
Deed Book / Page	37714 / 244
Record Updated	Sep 20, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PORTLAND ME
Property Address	38 ABNER LN, PORTLAND, ME 04103-1685
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0415450086
Date	Jun 30, 2025
Book Page	41545/86
Instrument	23738

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate

January 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	PORTLAND ME
Recording Date	Jan 20, 2021
Property Address	38 ABNER LN, PORTLAND, ME 04103-1685
Document Number	0377140244
Book / Page	37714 / 244
Instrument Date	Jan 15, 2021
Instrument	4316
Transaction Type	Subdivision Related Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	1 EVERETT ST APT 402, 402, ALLSTON, MA 02134-1983

Mortgage

Document Number	0377140246
Date	Jan 20, 2021
Book Page	37714/246
Instrument	4317

Lender

Name	KENNEBEC SAVINGS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	313 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 38 Abner Ln was $9,420, up 4.7% from the year before.

Source: Cumberland County and Portland City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
Municipality	Portland City
Unified School District	Portland (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$9,420.00 (+4.7%)	$786,300 (+31.18%) Land $285,000 Building $501,300
2024	$8,997.00 (+4.17%)	$599,400 (-) Land $147,200 Building $452,200
2023	$8,637.00 (+40.19%)	$599,400 (+32.41%) Land $147,200 Building $452,200
2022	$6,161.00	$452,700 Land $147,200 Building $305,500

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Abner Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Abner Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Redzone Wireless, T-Mobile.

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