Morris County and Montville Township property record for 38 Abbott Rd, Towaco, NJ 07082
| Property Type | Single Family Home |
|---|---|
| Details | 3,806 sqft · built 1993 |
| Lot Size | 0.62 acres (27,007 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Jul 2022) |
| Tax Bill | $24,555 (2024) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Oct 2021 Mortgage |
| APN | 21-00039-6-00009 |
| Primary APN | 21-00039-6-00009 |
|---|---|
| Alternative APN |
|
| Building Area | 3,806 sqft Living Area |
|---|
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Lot Area | 27,007 sqft (0.62 acres) |
| Street Address | 38 ABBOTT RD |
|---|---|
| City | TOWACO |
| State | NJ |
| Zip | 07082-1252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R27A |
| Legal Subdivision | OLD LANE ESTATES |
| Legal Block | 39.6 |
| Legal Lot Number | 9 |
| Jurisdiction | MORRIS NJ |
| Township / Civil Division | MONTVILLE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 40801 |
38 Abbott Rd is owned and occupied by two individuals who bought it in July 2022.
Source: Morris County and Montville Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 38 ABBOTT RD, TOWACO, NJ 07082-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 18, 2022 | Deed, Transfer · Conventional Mortgage UBS BANK USA |
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2022 · Amount on File |
| Deed Sale | Jul 18, 2022 · Amount on File |
| Deed Document Number | 202249257 |
| Deed Book / Page | 24454 / 1801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MORRIS NJ |
| Recording Date | Jul 18, 2022 |
| Property Address | 38 ABBOTT RD, TOWACO, NJ 07082-1252 |
| Document Number | 0244541801 |
| Book / Page | 24454 / 1801 |
| Instrument Date | Jun 2, 2022 |
| Instrument | 2022049257 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $28,415.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 227 16TH AVE, 227, BELMAR, NJ 07719-2533 |
| Name | Verified Name |
|---|---|
| Address | 38 ABBOTT RD, TOWACO, NJ 07082-1252 |
| Document Number | 2022049258 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022049258 |
| Name | UBS BANK USA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jul 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.75% |
| Index | Other |
| Margin | 3 |
| Max Rate | 12.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORRIS NJ |
| Property Address | 38 ABBOTT RD, TOWACO, NJ 07082-1252 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0242311136 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 24231/1136 |
| Instrument | 2021080749 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.7% |
| Type Change Date | Sep 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.7% |
Source: Morris County and Montville Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Morris County |
| County Subdivision | Montville Township |
| Unified School District | Montville Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $925,200 (-) Land $306,000 Building $619,200 | $925,200 (-) Land $306,000 Building $619,200 | |
| 2025 | $925,200 Land $306,000 Building $619,200 | $925,200 Land $306,000 Building $619,200 | |
| 2024 | $24,555.00 | ||
| 2023 | $925,200 Land $306,000 Building $619,200 | $925,200 Land $306,000 Building $619,200 | |
| 2022 | $23,629.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 38 Abbott Rd; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Abbott Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTVILLE TWP MUA serves 22,000 people · EPA ID NJ1421003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Treatment failure not recorded as resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
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