38 7th St, West Point, IA 52656 Property Records

Lee County property record for 38 7th St, West Point, IA 52656

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 1,597 sqft · built 2016
Lot Size	0.289 acres (12,595 sqft)
Owner	Individual Name on File
Last Sale	$310,000 (Oct 2022)
Tax Bill	$6,056 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-43-08-08-277-0200`

Property Details

APN / Parcel Number

Primary APN	`02-43-08-08-277-0200`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,597 sqft Living Area
Basement Area	1,597 sqft
Finished Basement	1,213 sqft
Unfinished Basement	384 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,595 sqft (0.289 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Patio Area	580 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	38 7TH ST
City	WEST POINT
State	IA
Zip	52656-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEST POINT SUB LT 17
Legal Subdivision	WEST POINT SUB
Legal Lot Number	17
Jurisdiction	LEE IA
Township / Civil Division	WEST POINT
Census Block Group	2
Census Block	2040
Census Tract	490400

Owner

38 7th St is owned and occupied by an individual who acquired it in May 2024.

Source: Lee County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	38 7TH ST, WEST POINT, IA 52656-9708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK
May 5, 2023	Deed of Trust, Mortgage · Line of Credit FARMERS & MECHANICS BANK
Jul 3, 2018	Deed of Trust, Mortgage BANK IOWA
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA
Oct 4, 2022	Warranty Deed, Transfer · Line of Credit FARMERS & MECHANICS BANK
Jul 3, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2022 · Amount on File
Deed Sale	Oct 4, 2022 · Amount on File
Prior Sale	Jul 3, 2018 · Amount on File
Deed Document Number	20224444
Deed Book / Page	2022 / 4444
Last Transfer Date	May 11, 2024
Transfer Doc	02024/1745
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IA
Property Address	38 7TH ST, WEST POINT, IA 52656-9708
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02025/3002
Date	Jul 23, 2025
Book Page	2025/3002
Instrument	2025 3002

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jul 23, 2030

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IA
Property Address	38 7TH ST, WEST POINT, IA 52656-9708
Transaction Type	Mortgage
Record Updated	Aug 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/1599
Date	May 5, 2023
Book Page	2023/1599
Instrument	2023 1599

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	May 2, 2028

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IA
Property Address	38 7TH ST, WEST POINT, IA 52656-9708
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000002757
Date	Jul 3, 2018
Book Page	0000002018/0000002757
Instrument	000000002757

Lender

Name	BANK IOWA
Type	Bank

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IA
Property Address	38 7TH ST, WEST POINT, IA 52656-9708
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/0668
Date	Feb 10, 2021
Book Page	2021/0668
Instrument	2021 0668

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2036

Interest

Rate Type	Fixed Rate

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IA
Recording Date	Oct 4, 2022
Property Address	38 7TH ST, WEST POINT, IA 52656-9708
Document Number	02022/4444
Book / Page	2022 / 4444
Instrument Date	Sep 28, 2022
Instrument	2022 4444
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 7TH ST, WEST POINT, IA 52656-9708

Mortgage

Document Number	02022/4445
Date	Oct 4, 2022
Book Page	2022/4445
Instrument	2022 4445

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Oct 7, 2037

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IA
Recording Date	Jul 3, 2018
Property Address	38 7TH ST, WEST POINT, IA 52656-9708
Document Number	02018/2756
Book / Page	2018 / 2756
Instrument Date	Jun 25, 2018
Instrument	000000002756
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 7TH ST, WEST POINT, IA 52656-9708

Tax Assessment & Valuation

The 2026 property tax bill for 38 7th St was $6,056 with a homeowner's exemption.

Source: Lee County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Lee County
Municipality	West Point City
Unified School District	Fort Madison Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,056.00	$380,310 (-) Land $18,960 Building $361,350	$380,310 (-) Land $18,960 Building $361,350
2025	$6,056.00 (+12.27%) Homeowner's exemption	$380,310 Land $18,960 Building $361,350	$380,310 Land $18,960 Building $361,350
2024	$5,394.00
2023		$310,270 Land $18,960 Building $291,310	$310,270 Land $18,960 Building $291,310
2022	$4,150.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 7th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 21, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 7th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST POINT MUNI WATER SYSTEM serves 921 people · EPA ID IA5691012
Water Source	Purchased surface water from RATHBUN REG WATER ASSN (FT MADISON)
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Windstream.

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