38 7th St N, Naples, FL 34102 Property Records

Collier County property record for 38 7th St N, Naples, FL 34102

Property Summary

Property Type	Single Family Home
Details	1,220 sqft · built 1991
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$535,000 (Jun 2026)
Tax Bill	$4,324 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone AH (high risk)
APN	`194800 20 33A05`

Property Details

APN / Parcel Number

Primary APN	`194800 20 33A05`
Alternative APNs	`245371600040465002033` `24537160004`

Interior

Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Masonry / Concrete Block
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	140 ft deep x 60 ft wide

Exterior Amenities

Pool Area	216 sqft
Porch	Aluminum Porch
Porch Area	260 sqft
Deck Area	364 sqft

Location & Zoning

Street Address	38 7TH ST
City	BONITA SPRINGS
State	FL
Zip	34134-7415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-4
Legal Description	BONITA SHORES UNIT 2 BLK 20 LOT 3 OR 1574 PG 334
Legal Range	25
Legal Township	48
Legal Section	5
Legal Subdivision	BONITA SHORES UNIT 2
Legal Tract	194800
Legal Block	20
Legal Lot Number	3
Legal Unit	2
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1009
Census Tract	10808

Owner

Source: Collier County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 98TH AVE N, NAPLES, FL 34108-2222
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026 · Amount on Record
Deed Sale	Jun 10, 2026 · Amount on Record
Prior Sale	Apr 7, 2010 · Amount on Record
Deed Document Number	20266836317
Deed Book / Page	6597 / 1581
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 10, 2026
Property Address	38 7TH ST, BONITA SPRINGS, FL 34134-7415
Document Number	0065971581
Book / Page	6597 / 1581
Instrument Date	Jun 9, 2026
Instrument	20266836317
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	PARADISE COAST TITLE AND ESCROW, PARADISE COAST TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378,245.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 98TH AVE N, NAPLES, FL 34108-2222

Mortgage

Document Number	0006836318,
Date	Jun 10, 2026
Book Page	6597/1583
Instrument	20266836318

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Collier County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,324.00 (+2.66%)	$382,933 (+21%)	$482,442 (-6.59%) Land $294,000 Building $188,442
2023	$4,212.00 (+15.91%)	$316,474 (+1%)	$516,487 (+37.43%) Land $357,000 Building $159,487
2022	$3,634.00	$287,704	$375,815 Land $174,195 Building $201,620

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 578 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,419 units insured incl. 841 condo units
Nearby Flood Claims	7 (2017–2022)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Irma, Oct 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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