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38 6th Ave, Key West, FL 33040 Property Records

Monroe County property record for 38 6th Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,162 sqft · built 2007
Lot Size0.037 acres (1,636 sqft)
OwnerIndividual Name on Record
Last Sale$345,900 (Aug 2020)
Tax Bill$2,852 (2024)
Deeds & MortgagesJan 2026 Mortgage
Aug 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00131180-000124

Property Details

APN / Parcel Number

Primary APN00131180-000124
Alternative APN
  • 9089192

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,162 sqft Living Area
1st Floor Area1,162 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2015
Exterior MaterialAluminum/Vinyl
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area1,636 sqft (0.037 acres)
Garage TypeCarport
CarportCarport
Carport Area504 sqft

Exterior Amenities

PorchOpen Porch
Porch Area154 sqft
Deck Area80 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number9089192
Street Address38 6TH AVE
CityKEY WEST
StateFL
Zip33040-5815
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionUNIT 24 PARK VILLAGE HOMEOWNERS ASSOC (LEASEHOLD INTEREST) OR2287-1748DEC OR2311-1702/1707 OR3038-781
Legal Range25E
Legal Township67S
Legal Section35
Legal SubdivisionLINCOLN MANOR ESTATES AMD
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4001
Census Tract971800

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38 6TH AVE, KEY WEST, FL 33040-5815
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2026Deed of Trust, Mortgage · FHA Mortgage
FIRST HORIZON BANK
Aug 14, 2020Deed of Trust, Mortgage · Conventional with PMI
PENNYMAC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 1, 2020 · Amount on Record
Deed SaleAug 1, 2020 · Amount on Record
Deed Document Number0003038781
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address38 6TH AVE, KEY WEST, FL 33040-5815
Transaction TypeMortgage
Record UpdatedFeb 6, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address2210 STAPLES AVE A, A, KEY WEST, FL 33040-3846

Mortgage

Document Number0033612129
DateJan 12, 2026
Book Page3361/2129
Instrument2528219
Lender
NameFIRST HORIZON BANK
TypeBank
AddressMEMPHIS, TN 38103
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address38 6TH AVE, KEY WEST, FL 33040-5815
Document Number0030380786
Instrument DateAug 14, 2020
Transaction TypeMortgage
Record UpdatedOct 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address622 GRINNELL ST #1 KEY WEST FL 330407177, 1, KEY WEST, FL 33040-7177

Mortgage

Document Number0030380786
DateAug 18, 2020
Book Page003038/000786
Instrument2277786
Lender
NamePENNYMAC
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 17, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$323,992 (+5.99%)$367,766 (+7.21%) Land $138,000 Building $229,766
2024$2,852.00 (+5.94%)
2023$2,692.00 (+2.98%) Homeowner's exemption$305,692 (+3%)$343,019 (-1.3%) Land $139,000 Building $204,019
2022$2,614.00 Homeowner's exemption$296,789$347,542 Land $139,000 Building $208,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 294 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies332 units insured
incl. 38 condo units
Nearby Flood Claims201 (1980–2022)
Claims Outside the SFHA2 of 201
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 48 claims
  • Hurricane Wilma, Oct 2005 · 95 claims
  • Hurricane Georges, Sep 1998 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: AT&T, Hotwire Communications, Verizon.

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