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38 4th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 38 4th St, Colonial Beach, VA 22443

Property Summary

Property TypeSingle Family Home
Details1 ba · 2,916 sqft · built 1936
Lot Size0.063 acres (2,763 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (Jul 2026)
Tax Bill$874 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3A3-1-9C-22

Property Details

APN / Parcel Number

Primary APN3A3-1-9C-22
Alternative APN
  • 22810

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area2,916 sqft Living Area
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1936
Effective Year BuiltEffective 1980
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area2,763 sqft (0.063 acres)
Deck Area144 sqft

Utilities, Heating & Cooling

Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number22810
Street Address38 4TH ST
CityCOLONIAL BEACH
StateVA
Zip22443-1702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOTS 22 & 23 BK 9C DB 984 PG 1805753/863 778/537
Legal SubdivisionCLASSIC SHORE ADDITION TO COLONIAL BEACH
Legal Block9C
Legal Lot Number22-23
JurisdictionWESTMORELAND VA
Township / Civil DivisionWASHINGTON
Census Block Group1
Census Block1012
Census Tract10402

Owner

Source: Westmoreland County records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address38 4TH ST, COLONIAL BEACH, VA 22443-1702
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2026 · Amount on Record
Deed SaleJul 29, 2026 · Amount on Record
Deed Book / Page1005 / 2037
Prior Transfer DateOct 15, 2024
Prior Transfer Doc0984001805
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionWESTMORELAND VA
Recording DateJul 29, 2026
Property Address38 4TH ST, COLONIAL BEACH, VA 22443-1702
Document Number1005002037
Book / Page1005 / 2037
Instrument DateJul 24, 2026
Transaction TypeTransfer
Record UpdatedAug 11, 2026
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE INSURA

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$32,825.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 4TH ST, COLONIAL BEACH, VA 22443-1702

Mortgage

Document Number1005002039,
DateJul 29, 2026
Book Page1005/2039
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Rate6.47%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityColonial Beach Town
CountyWestmoreland County
Unified School DistrictColonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$874.00 (+5.05%)$208,200 (-) Land $39,200 Building $169,000$208,200 (-) Land $39,200 Building $169,000
2023$208,200 Land $39,200 Building $169,000$208,200 Land $39,200 Building $169,000
2022$832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 20 individual policies
Nearby Flood Policies53 units insured
incl. 33 condo units
Nearby Flood Claims2 (2006–2021)
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF COLONIAL BEACH
serves 3,875 people · EPA ID VA4193280
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable		1,000 / 50
Starlink
Satellite		280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St

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