38 3rd St, Ernest, PA 15739 Property Records

Indiana County property record for 38 3rd St, Ernest, PA 15739 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 2010
Square Footage	945 sqft Living Area
Lot Size	9,583 sqft (0.22 acres)
Occupancy	Owner Occupied
Last Sale	$71,100 (2021)
Tax Bill	$1,348.00 (2026)

Property Details

APN / Parcel Number

Primary APN	`44-001-307`
Alternative APN	`00045540`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Building Area	945 sqft Living Area
Basement Area	516 sqft Basement
Unfinished Basement	516 sqft Unfinished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	168 ft deep x 58 ft wide

Exterior Amenities

Shed	1 Shed
Shed Area	96 sqft Shed
Deck Area	336 sqft Deck
Porch	Porch
Porch Area	147 sqft Porch
Terrain	Steep

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00045540
Street Address	38 3RD ST
City	ERNEST
State	PA
Zip	15739-9022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 58X168 1 HO
Legal Subdivision	KOVALCHICK PLAN
Jurisdiction	INDIANA PA
Township / Civil Division	ERNEST
Census Block Group	2
Census Block	2026
Census Tract	960500

Owner

Source: Indiana County records · APN 44-001-307

Assessment roll updated June 30, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 156, ERNEST, PA 15739-0156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 18, 2021 · Amount on Record
Deed Sale	Oct 18, 2021 · Amount on Record
Deed Document Number	2021323203
Record Updated	Sep 20, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	INDIANA PA
Recording Date	Oct 18, 2021
Property Address	38 3RD ST, ERNEST, PA 15739
Document Number	2021323203
Map Reference	MB 1 PG 104
Instrument Date	Oct 15, 2021
Instrument	2021-323203
Transaction Type	Transfer
Record Updated	Dec 29, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$711.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 156, ERNEST, PA 15739-0156

Mortgage

Document Number	2021323204
Date	Oct 18, 2021
Instrument	2021-323204

Lender

Name	NORWICH COMMERCIAL GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: Indiana County records · Assessment roll updated June 30, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Indiana County
Municipality	Ernest Borough
Unified School District	Marion Center Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,348.00 (+13.18%)	$61,200 (-) Land $14,700 Building $46,500	$61,200 (-) Land $14,700 Building $46,500
2023	$1,191.00	$61,200 Land $14,700 Building $46,500
2015			$61,200 Land $14,700 Building $46,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Indiana County (42063C), updated July 23, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 43% of Pennsylvania
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.