38 3rd St, Cairnbrook, PA 15924 Property Records

Somerset County property record for 38 3rd St, Cairnbrook, PA 15924

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 896 sqft · built 1915
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$128,000 (Jan 2026)
Tax Bill$653 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jul 2023 Sale
Flood ZoneZone X (minimal risk)
APNS39-028-074-000

Property Details

APN / Parcel Number

Primary APNS39-028-074-000
Alternative APNs
  • S39-028-074-00
  • 390006420

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories2 Stories
Building Area896 sqft Living Area
1st Floor Area448 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Exterior MaterialComposition/Composite
Construction TypeFrame
Roof MaterialAsbestos
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions140 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number390006420
Street Address38 3RD ST
CityCAIRNBROOK
StatePA
Zip15924-9702
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 38 2 STY FR HO
Legal SubdivisionCAIRNBROOK
Legal Lot Number38
JurisdictionSOMERSET PA
Township / Civil DivisionSHADE
Census Block Group3
Census Block3046
Census Tract20400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Cairnbrook Historic District
listed 1994 · 140 contributing resources · NRIS 94000523

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Somerset County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address2311 N FRONT ST, 1003, HARRISBURG, PA 17110-1071
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2026Deed, Transfer · Conventional Mortgage
PENNSYLVANIA STATE EMPLOYEES CU
Jul 3, 2023Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 13, 2026 · Amount on Record
Deed SaleJan 13, 2026 · Amount on Record
Prior SaleJul 3, 2023 · Amount on Record
Deed Document Number2026277
Deed Book / Page3169 / 41
Record UpdatedJun 8, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET PA
Recording DateJan 13, 2026
Property Address38 3RD ST, CAIRNBROOK, PA 15924-9702
Document Number0003169/41
Book / Page3169 / 41
Map ReferenceVOL 3 PG 73
Instrument DateJan 9, 2026
Instrument2026000277
Transaction TypeTransfer
Record UpdatedApr 28, 2026
Title CompanyPEAK SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 N FRONT ST APT 1003, 1003, HARRISBURG, PA 17110-1071

Mortgage

Document Number0003169/45
DateJan 13, 2026
Book Page3169/45
Instrument2026000278
Lender
NamePENNSYLVANIA STATE EMPLOYEES CU
TypeCredit Union
AddressHARRISBURG, PA 17110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

July 2023: Deed, Transfer

Document TypeDeed
JurisdictionSOMERSET PA
Recording DateJul 3, 2023
Property Address38 3RD ST, CAIRNBROOK, PA 15924
Document Number003024/560
Book / Page3024 / 560
Instrument DateJun 30, 2023
Instrument2023004354
Transaction TypeTransfer
Record UpdatedMay 7, 2024

Transaction

AmountAmount Recorded
Tax$120.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address193 KOONTZTOWN RD, STOYSTOWN, PA 15563-8517

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address167 SHADY LN, HYNDMAN, PA 15545-7706

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountySomerset County
County SubdivisionShade Township
Unified School DistrictShade-Central City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$653.00 (+6.87%) Homeowner's exemption$9,920 (-)
2024$611.00 (+2.86%)$9,920 (-)
2023$594.00$9,920
1998$19,840 Land $6,180 Building $13,660

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1983)
Most Recent ClaimJun 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCAIRNBROOK IMPROVEMENT ASSN
private · serves 910 people · EPA ID PA4560021
Water SourceGroundwater
Last State InspectionDec 2024

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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