Smithfield Town property record for 38 2nd St, Smithfield, RI 02917
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,075 sqft · built 1963 |
| Lot Size | 0.152 acres (6,621 sqft) |
| Owner | Individual Name on File |
| Last Sale | $443,000 (May 2024) |
| Tax Bill | $5,120 (2025) |
| Deeds & Mortgages | Dec 2021 Refinance Dec 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-0542-07 |
| Primary APN | 3-0542-07 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| Gross Area | 2,736 sqft |
| 1st Floor Area | 768 sqft |
| Attic | Attic |
| Attic Area | 768 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 268 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,621 sqft (0.152 acres) |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 3-0542-07 |
|---|---|
| Street Address | 38 2ND ST |
| City | SMITHFIELD |
| State | RI |
| Zip | 02917-3627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Lot Number | 77-K |
| Jurisdiction | SMITHFIELD RI |
| Township / Civil Division | SMITHFIELD |
| Census Block Group | 3 |
| Census Block | 3042 |
| Census Tract | 12602 |
38 2nd St is owned and occupied by an individual who bought it in May 2024.
Source: Smithfield Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 2ND ST, SMITHFIELD, RI 02917-3627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Dec 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK |
| Dec 10, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 29, 2024 · Amount on File |
| Deed Sale | May 29, 2024 · Amount on File |
| Prior Sale | Jun 13, 2003 · Amount on File |
| Deed Document Number | 20241117 |
| Deed Book / Page | 1502 / 23 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 38 2ND ST, SMITHFIELD, RI 02917-3627 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001399-50 |
|---|---|
| Date | Dec 21, 2021 |
| Book Page | 1399/50 |
| Instrument | 2021-5397 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SMITHFIELD RI |
| Property Address | 38 2ND ST, SMITHFIELD, RI 02917-3627 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 001396-191 |
|---|---|
| Date | Dec 10, 2021 |
| Book Page | 1396/191 |
| Instrument | 2021-5206 |
| Name | NORTHPOINTE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 38 2nd St was $5,120.
Source: Smithfield Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Smithfield Town |
| Unified School District | Smithfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,120.00 | $413,200 Land $143,400 Building $269,800 | $444,027 |
| 2023 | $3,754.00 (+3.85%) | $273,600 (+1.11%) Land $125,400 Building $148,200 | |
| 2022 | $3,615.00 | $270,600 Land $125,400 Building $145,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 38 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWLING VILLAGE private · serves 2,720 people · EPA ID RI2980476 |
|---|---|
| Water Source | Purchased surface water from WOONSOCKET WATER DIVISION |
| Last State Inspection | Nov 2023 |
| Also Mapped Here | PROVIDENCE-CITY OF |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Copper | 1.61 mg/L (2019) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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