Bergen County and Dumont Borough property record for 38 2nd St, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,592 sqft · built 1920 |
| Lot Size | 0.099 acres (4,321 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,000 (Jan 2010) |
| Tax Bill | $12,067 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-01109-0000-00037 |
| Primary APN | 10-01109-0000-00037 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,592 sqft Living Area |
|---|
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 4,321 sqft (0.099 acres) |
| Lot Dimensions | 108 ft deep x 40 ft wide |
| Account Number | 056900 |
|---|---|
| Street Address | 38 2ND ST |
| City | DUMONT |
| State | NJ |
| Zip | 07628-3303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 40X108 |
| Legal Subdivision | J KONZE |
| Legal Block | 1109 |
| Legal Lot Number | 37 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7006 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 2ND ST, DUMONT, NJ 07628-3303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2010 · Amount on Record |
| Deed Sale | Jan 20, 2010 · Amount on Record |
| Deed Document Number | 20103440422 |
| Deed Book / Page | 344 / 422 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 38 2ND ST, DUMONT, NJ 07628-3303 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 38 2ND ST, DUMONT, NJ 07628-3303 |
| Document Number | 0057161169 |
|---|---|
| Date | Feb 4, 2026 |
| Book Page | 5716/1169 |
| Instrument | 2026007581 |
| Name | UNLOCK PARTNERSHIP SOLUTIONS AO1 INC |
|---|---|
| Type | Non-Lending Institution |
| Address | TEMPE, AZ 85288 |
| Amount | Amount Recorded |
|---|---|
| Term | 119 Months |
| Due | Jan 16, 2036 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $499,900 (-3.06%) Land $296,500 Building $203,400 | $499,900 (-3.06%) Land $296,500 Building $203,400 | |
| 2025 | $12,067.00 (+19.36%) | $515,700 (+107.36%) Land $272,100 Building $243,600 | $515,700 (+107.36%) Land $272,100 Building $243,600 |
| 2024 | $10,110.00 (+4.69%) | ||
| 2023 | $248,700 Land $143,500 Building $105,200 | $248,700 Land $143,500 Building $105,200 | |
| 2022 | $9,657.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1979–2021) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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