38 13th St, Norwich, CT 06360 Property Records

Norwich City property record for 38 13th St, Norwich, CT 06360

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,548 sqft · built 1885
Lot Size	0.089 acres (3,876 sqft)
Owner	Individual Name on File
Last Sale	$54,000 (Sep 2019)
Tax Bill	$4,340 (2026)
Deeds & Mortgages	Oct 2020 Line of Credit Sep 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NORW M:87 B:1 L:28`

Property Details

APN / Parcel Number

Primary APN	`NORW M:87 B:1 L:28`
Alternative APNs	`NWCH M:87 B:1 L:28` `0043040001` `43040001`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,548 sqft Living Area
Gross Area	2,871 sqft
1st Floor Area	860 sqft
Basement Area	770 sqft
Unfinished Basement	770 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Conventional
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,876 sqft (0.089 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	43040001
Street Address	38 13TH ST
City	NORWICH
State	CT
Zip	06360-3247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MF
Legal Block	1
Legal Lot Number	28
Jurisdiction	NORWICH CT
Township / Civil Division	NORWICH
Census Block Group	4
Census Block	4017
Census Tract	696401

Owner

38 13th St is owned by an individual who bought it in September 2019.

Source: Norwich City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	796 CHURCH AVE, WARWICK, RI 02889-2944
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit THE WASHINGTON TRUST CO OF WESTERLY
Sep 20, 2019	Warranty Deed, Transfer UNKNOWN
Jun 6, 2019	Warranty Deed, Transfer UNKNOWN
May 30, 2018	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2019 · Amount on File
Deed Sale	Sep 20, 2019 · Amount on File
Prior Sale	May 30, 2018
Deed Document Number	20192019003480
Deed Book / Page	3140 / 114
Transfer Doc	3070-301
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORWICH CT
Property Address	38 13TH ST, NORWICH, CT 06360-3247
Transaction Type	Mortgage
Record Updated	Jun 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003207-76
Date	Oct 16, 2020
Book Page	3207/76
Instrument	2020003853

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Sep 20, 2019
Property Address	38 13TH ST, NORWICH, CT 06360-3247
Document Number	3140-114
Book / Page	003140 / 000114
Instrument Date	Sep 16, 2019
Instrument	3480
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$54.00
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 13TH ST NORWICH CT 063603247, NORWICH, CT 06360-3247

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NORWICH CT
Recording Date	Jun 6, 2019
Property Address	38 13TH ST, NORWICH, CT 06360-3247
Document Number	3124-167
Book / Page	003124 / 000167
Instrument Date	May 9, 2019
Instrument	2080
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST #1D OKLAHOMA CITY OK 731072420, 1D, OKLAHOMA CITY, OK 73107-2420
Investor	Possibly a Property Investor

May 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	NORWICH CT
Recording Date	May 30, 2018
Property Address	38 13TH ST, NORWICH, CT 06360-3247
Document Number	3070-301
Book / Page	003070 / 000301
Instrument Date	May 12, 2018
Instrument	2222
Transaction Type	Foreclosure
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 38 13th St was $4,340, down 15.6% from the year before.

Source: Norwich City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Norwich City
Unified School District	Norwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,340.00 (-15.63%)	$127,100 (-) Land $26,500 Building $100,600	$237,515 (+166.96%)
2025	$5,144.00	$127,100 Land $26,500 Building $100,600	$88,970 Land $18,550 Building $70,420
2024	$5,144.00 (+39.14%)
2023	$3,697.00 (+0.35%)	$76,000 (-) Land $15,300 Building $60,700
2022	$3,684.00	$76,000 Land $15,300 Building $60,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 13th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 13th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWICH PUBLIC UTILITIES serves 36,163 people · EPA ID CT1040011
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018 Haloacetic acids not recorded as resolved · Feb 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 13th St

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