38 11th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 38 11th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1970
Owner	Individual Name on File
Last Sale	$185,000 (Oct 2020)
Tax Bill	$656 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`3A3-1-2C-22`

Property Details

APN / Parcel Number

Primary APN	`3A3-1-2C-22`
Alternative APN	`23475`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Flooring	Carpet

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Metal
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	23475
Old Parcel Number	3A3-1-2C-22
Street Address	38 11TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOTS 22 & 23 & 15 FT OF LOT 24 BK 2CDB 936 PG 1749 R/S
Legal Block	2C
Legal Lot Number	24 23
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3022
Census Tract	10402

Owner

38 11th St is owned by an individual who bought it in October 2020.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1290 BROWNS MILL CT, HERNDON, VA 20170-2000
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer · Conventional Mortgage THE FREEDOM BANK OF VIRGINIA
Jun 25, 2018	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2020 · Amount on File
Deed Sale	Oct 21, 2020 · Amount on File
Prior Sale	Jun 25, 2018 · Amount on File
Deed Document Number	0009361749
Deed Book / Page	936 / 1749
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Oct 21, 2020
Property Address	38 11TH ST, COLONIAL BEACH, VA 22443-1506
Document Number	0009361749
Instrument Date	Oct 20, 2020
Instrument	09361749
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1290 BROWNS MILL CT, HERNDON, VA 20170-2000

Mortgage

Document Number	0009361751
Date	Oct 21, 2020
Instrument	09361751

Lender

Name	THE FREEDOM BANK OF VIRGINIA

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Jun 25, 2018
Property Address	38 11TH ST, COLONIAL BEACH, VA 22443-1506
Document Number	0009081243
Instrument Date	Jun 25, 2018
Instrument	9081243
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 11TH ST, COLONIAL BEACH, VA 22443-1506

Tax Assessment & Valuation

The 2025 property tax bill for 38 11th St was $656.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$656.00	$156,300 Land $39,200 Building $117,100	$156,300 Land $39,200 Building $117,100
2023		$155,700 Land $39,200 Building $116,500	$155,700 Land $39,200 Building $116,500
2022	$622.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 11th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 11th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

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