Kane County property record for 37W628 Emerald Ct, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $567,500 (Jan 2014) |
| Tax Bill | $15,289 (2025) |
| Deeds & Mortgages | Feb 2019 Mortgage |
| Flood Zone | Zone A (high risk) |
| APN | 09-08-455-003 |
| Primary APN | 09-08-455-003 |
|---|
| Lot Area | 60,984 sqft (1.4 acres) |
|---|
| Street Address | 37W628 EMERALD CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EMERALD CREEK LT 7 |
| Legal Subdivision | EMERALD CREEK |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 852101 |
37W628 Emerald Ct is owned and occupied by two individuals who acquired it in October 2015.
Source: Kane County records, as of July 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 37W628 EMERALD CT, SAINT CHARLES, IL 60175-6225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2014 · Amount on File |
| Deed Sale | Jan 15, 2014 · Amount on File |
| Prior Sale | Jan 15, 2014 · Amount on File |
| Deed Document Number | 20142372 |
| Last Transfer Date | Oct 21, 2015 |
| Transfer Doc | 0000057734 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 37W628 EMERALD CT, ST CHARLES, IL 60175-6225 |
| Document Number | 0000009103 |
| Instrument Date | Feb 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 37W628 EMERALD CT ST CHARLES IL 601756225, ST CHARLES, IL 60175-6225 |
| Document Number | 0000009103 |
|---|---|
| Date | Mar 7, 2019 |
| Instrument | 9103 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | ST LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 37W628 Emerald Ct was $15,289 with a homeowner's exemption.
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,289.00 Homeowner's exemption | ||
| 2024 | $218,377 Land $48,589 Building $169,788 | $655,393 Land $145,825 Building $509,568 | |
| 2022 | $13,365.00 (+6.01%) Homeowner's exemption | $180,726 (+4.91%) Land $41,450 Building $139,276 | $542,178 (+4.91%) Land $124,350 Building $417,828 |
| 2021 | $12,607.00 Homeowner's exemption | $172,268 Land $39,510 Building $132,758 | $516,804 Land $118,530 Building $398,274 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 37W628 Emerald Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37W628 Emerald Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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