37W546 Highpoint Ct, Saint Charles, IL 60175 Property Records

Kane County property record for 37W546 Highpoint Ct, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 6,271 sqft · built 2007
Lot Size	1.68 acres (73,181 sqft)
Owner	Company Name on File
Last Sale	$1,300,000 (Dec 2016)
Tax Bill	$34,958 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-08-126-002`

Property Details

APN / Parcel Number

Primary APN	`09-08-126-002`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,271 sqft Living Area
Basement Area	2,319 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	73,181 sqft
Garage Type	Attached
Garage Area	646 sqft
Parking Spaces	4 Parking Spaces
Pool Area	703 sqft
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	37W546 HIGHPOINT CT
City	SAINT CHARLES
State	IL
Zip	60175-6297
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 048-HERITAGE OAKS
Legal Subdivision	HERITAGE ON BURR RD
Legal Block	3
Legal Lot Number	50
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	3
Census Block	3004
Census Tract	852101

Owner

37W546 Highpoint Ct is owned by a company that acquired it in June 2023 and is owner-occupied.

Source: Kane County records, as of July 23, 2026

Owner of Record	Company Name on File
Mailing Address	37W546 HIGHPOINT CT, SAINT CHARLES, IL 60175-6297
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Jun 8, 2023	Intrafamily Transfer, Transfer
May 22, 2017	Deed of Trust, Mortgage · ARM DRAPER & KRAMER MORTGAGE CORP
May 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2016 · Amount on File
Deed Sale	Dec 29, 2016 · Amount on File
Prior Sale	Dec 19, 2007 · Amount on File
Deed Document Number	201671909
Last Transfer Date	Jun 6, 2023
Transfer Doc	0000018579
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	37W546 HIGHPOINT CT, ST CHARLES, IL 60175-6297
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055359
Date	Jul 20, 2021
Instrument	2021K055359

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2031
Change Frequency	Monthly
Min Rate At Change	2.75%
Max Rate At Change	7.62%
Index	Other
Max Rate	7.62%

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	37W546 HIGHPOINT CT, ST CHARLES, IL 60175-6297
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37W546 HIGHPOINT CT, SAINT CHARLES, IL 60175-6297

Mortgage

Document Number	0000006228
Date	Feb 1, 2022
Instrument	2022K006228

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Term	359 Months
Due	Jan 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jun 8, 2023
Property Address	37W546 HIGHPOINT CT, ST CHARLES, IL 60175-6297
Document Number	0000018579
Instrument Date	Jun 6, 2023
Instrument	2023K018579
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	37W546 HIGHPOINT CT, ST CHARLES, IL 60175-6297

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	37W546 HIGHPOINT CT, ST CHARLES, IL 60175-6297
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025846
Date	May 22, 2017
Instrument	2017K025846

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	LOMBARD, IL 60148

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jun 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	37W546 HIGHPOINT CT, ST CHARLES, IL 60175-6297
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024263
Date	May 13, 2020
Instrument	2020K024263

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 37W546 Highpoint Ct was $34,958 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$34,958.00	$531,605 (+8.53%) Land $69,581 Building $462,024	$1,595,453 (+8.53%) Land $208,827 Building $1,386,627
2024		$489,823 Land $64,112 Building $425,711	$1,470,057 Land $192,413 Building $1,277,644
2022	$27,839.00 (+4.03%) Homeowner's exemption	$369,953 (+2.05%) Land $57,455 Building $312,498	$1,109,859 (+2.05%) Land $172,365 Building $937,494
2021	$26,761.00 Homeowner's exemption	$362,529 Land $64,657 Building $297,872	$1,087,587 Land $193,971 Building $893,616

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37W546 Highpoint Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37W546 Highpoint Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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