37W522 Highland Ave, Elgin, IL 60124 Property Records

Kane County property record for 37W522 Highland Ave, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	6 bd · 2.5 ba · 3,401 sqft · built 1898
Lot Size	4.71 acres (205,168 sqft)
Owner	2 Individual Names on File
Last Sale	$775,000 (Sep 2005)
Tax Bill	$18,805 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Sep 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`06-08-100-005`

Property Details

APN / Parcel Number

Primary APN	`06-08-100-005`

Interior

Bedrooms	6 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	3 Stories
Building Area	3,401 sqft Living Area
Gross Area	4,817 sqft
Basement Area	1,416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1898
Effective Year Built	Effective 1898
Construction Type	Frame
Lot Area	205,168 sqft
Garage Type	Detached
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	37W522 HIGHLAND AVE
City	ELGIN
State	IL
Zip	60124-0946
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NONE PART OF LOT 4B DESC IN BOOK 2340/358
Legal Block	2
Legal Lot Number	4B
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2008
Census Tract	851910

Owner

37W522 Highland Ave is owned and occupied by two individuals who bought it in September 2005.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	37W522 HIGHLAND AVE, ELGIN, IL 60124-0946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 2005 · Amount on File
Deed Sale	Sep 7, 2005 · Amount on File
Deed Document Number	2005104958
Prior Transfer Date	Mar 6, 1995
Prior Transfer Doc	0000017547
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	37W522 HIGHLAND AVE, ELGIN, IL 60124-0946
Transaction Type	Mortgage
Record Updated	Nov 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041049
Date	Nov 21, 2023
Instrument	2023K041049

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	37W522 HIGHLAND AVE, ELGIN, IL 60124-0946
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048065
Date	Sep 28, 2022
Instrument	2022K048065

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 37W522 Highland Ave was $18,805 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,805.00 Homeowner's exemption Senior Citizen's exemption	$295,487 (+8.57%) Land $52,360 Building $243,127	$886,816 (+8.57%) Land $157,143 Building $729,673
2024		$272,163 Land $48,227 Building $223,936	$816,816 Land $144,739 Building $672,077
2022	$16,647.00 (+6%) Homeowner's exemption	$224,198 (+6.96%) Land $39,727 Building $184,471	$672,594 (+6.96%) Land $119,181 Building $553,413
2021	$15,704.00 Homeowner's exemption	$209,609 Land $37,142 Building $172,467	$628,827 Land $111,426 Building $517,401

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37W522 Highland Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 37W522 Highland Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband.

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