Kane County property record for 37W185 Win Haven Dr, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,952 sqft · built 1971 |
| Lot Size | 0.629 acres (27,415 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Jan 2012) |
| Tax Bill | $8,094 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Jun 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-17-276-013 |
| Primary APN | 06-17-276-013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 2,968 sqft |
| Basement Area | 1,016 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Construction Type | Frame |
| Lot Area | 27,415 sqft (0.629 acres) |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 37W185 WIN HAVEN DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-4893 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALMORA HEIGHTS 4TH ADDN LOT 13 BLOCK 7 |
| Legal Subdivision | ALMORA HEIGHTS |
| Legal Block | 7 |
| Legal Lot Number | 13 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 851904 |
37W185 Win Haven Dr is owned and occupied by an individual who bought it in January 2012.
Source: Kane County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 37W185 WIN HAVEN DR, ELGIN, IL 60124-4893 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 21, 2022 | Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Jun 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage WELLS FARGO BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 20, 2012 · Amount on File |
| Deed Sale | Jan 20, 2012 · Amount on File |
| Deed Document Number | 20123803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 37W185 WIN HAVEN DR, ELGIN, IL 60124-4893 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000059628 |
|---|---|
| Date | Dec 21, 2022 |
| Instrument | 2022K059628 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 37W185 WIN HAVEN DR, ELGIN, IL 60124-4893 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000046270 |
|---|---|
| Date | Jun 17, 2021 |
| Instrument | 2021K046270 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | DES MOINES, IA 50328 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 247 Months |
| Due | Jan 1, 2042 |
The 2025 property tax bill for 37W185 Win Haven Dr was $8,094 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,094.00 Homeowner's exemption | $129,497 (+8.57%) Land $28,368 Building $101,129 | $388,646 (+8.57%) Land $85,138 Building $303,508 |
| 2024 | $119,275 Land $26,129 Building $93,146 | $357,968 Land $78,418 Building $279,550 | |
| 2022 | $7,132.00 (+6.12%) Homeowner's exemption | $97,343 (+6.96%) Land $21,525 Building $75,818 | $292,029 (+6.96%) Land $64,575 Building $227,454 |
| 2021 | $6,721.00 Homeowner's exemption | $91,008 Land $20,124 Building $70,884 | $273,024 Land $60,372 Building $212,652 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 37W185 Win Haven Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2000) |
| Most Recent Claim | Jun 2000 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 37W185 Win Haven Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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