37991 Elmlane, Harrison Township, MI 48045 Property Records

Macomb County property record for 37991 Elmlane, Harrison Township, MI 48045

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,125 sqft · built 1941
Lot Size	0.204 acres (8,886 sqft)
Owner	Individual Name on File
Last Sale	$311,000 (Jul 2023)
Tax Bill	$5,184 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-12-20-484-001`

Property Details

APN / Parcel Number

Primary APN	`17-12-20-484-001`
Alternative APN	`1220484001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,125 sqft Living Area
1st Floor Area	1,125 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Ranch
Construction Type	Frame
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	100 ft deep x 89 ft wide
Garage Type	Detached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	37991 ELMLANE
City	HARRISON TOWNSHIP
State	MI
Zip	48045-2714
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-D
Legal Description	FRESH AIR PARK SUBDIVISION LOTS 44 & 45
Legal Subdivision	FRESH AIR PARK SUBDIVISION
Legal Lot Number	44-45
Jurisdiction	MACOMB MI
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2004
Census Tract	247400

Owner

37991 Elmlane is owned and occupied by an individual who bought it in July 2023.

Source: Macomb County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	37991 ELMLANE, HARRISON TOWNSHIP, MI 48045-2714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage HFG HOLDINGS INC
Jul 24, 2023	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2023 · Amount on File
Deed Sale	Jul 24, 2023 · Amount on File
Deed Document Number	202362850
Deed Book / Page	29222 / 286
Prior Transfer Date	Jul 8, 2009
Prior Transfer Doc	0000076231
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	37991 ELMLANE, HARRISON TOWNSHIP, MI 48045-2714
Transaction Type	Mortgage
Record Updated	Nov 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37991 ELMLANE, HARRISON TOWNSHIP, MI 48045-2714

Mortgage

Document Number	2500098742
Date	Nov 3, 2025
Book Page	30369/722
Instrument	202500098742

Lender

Name	HFG HOLDINGS INC
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.39%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Jul 24, 2023
Property Address	37991 ELMLANE, HARRISON TOWNSHIP, MI 48045-2714
Document Number	2300062850
Book / Page	29222 / 286
Map Reference	LB 5 PG 86
Instrument Date	Jul 20, 2023
Instrument	202300062850
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,332.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37991 ELMLANE, HARRISON TOWNSHIP, MI 48045-2714

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	9025 HENSLEY DR, STERLING HEIGHTS, MI 48314-2668

Mortgage

Document Number	2300063668
Date	Jul 26, 2023
Book Page	29226/347
Instrument	202300063668

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 37991 Elmlane was $5,184 with a homeowner's exemption.

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Harrison Charter Township
Unified School District	L'Anse Creuse Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$162,700 (+7.89%)	$325,400 (+7.89%)
2025	$5,184.00 Homeowner's exemption	$150,800	$301,600
2023		$132,000	$264,000
2022	$3,306.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 37991 Elmlane in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	15 (1985–2019)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms & Flooding, Oct 1986 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 37991 Elmlane has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRISON TOWNSHIP serves 24,314 people · EPA ID MI0003040
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2021
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Elmlane

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures