3799 Dyer Rd, O Fallon, MO 63366 Property Records

St. Charles County property record for 3799 Dyer Rd, O Fallon, MO 63366

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 3.5 ba · 7,063 sqft · built 2004
Lot Size	7.02 acres (305,791 sqft)
Owner	2 Company Names on File
Last Sale	$625,000 (May 2020)
Tax Bill	$8,892 (2025)
Deeds & Mortgages	Jul 2019 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T040300011`

Property Details

APN / Parcel Number

Primary APN	`T040300011`
Alternative APN	`2-0132-0456-00-0001.2100000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	7,063 sqft Gross Area
1st Floor Area	3,102 sqft
Basement Area	1,880 sqft
Finished Basement	1,428 sqft
Unfinished Basement	452 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	305,791 sqft (7.02 acres)
Garage Type	Attached
Garage Area	911 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	726 sqft

Location & Zoning

Account Number	T040300011
Street Address	3799 DYER RD
City	O FALLON
State	MO
Zip	63366-5246
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	PT SUR 456
Legal Subdivision	PART/US SURV 456
Legal Lot Number	1
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	2
Census Block	2000
Census Tract	312001

Owner

Source: St. Charles County assessment roll, as of August 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3799 DYER RD, O FALLON, MO 63366-5246
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2019	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
May 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage HNB NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Prior Sale	May 6, 2020 · Amount on Record
Deed Document Number	2020288200
Deed Book / Page	7287 / 2009
Prior Transfer Date	Jan 12, 2016
Prior Transfer Doc	0064930407
Record Updated	Jun 8, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3799 DYER RD, O FALLON, MO 63366-5246
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071141708
Date	Jul 31, 2019
Book Page	7114/1708
Instrument	20190731000395170

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	May 6, 2020
Property Address	3799 DYER RD, O FALLON, MO 63366-5246
Document Number	0072872009
Book / Page	7287 / 2009
Instrument Date	May 4, 2020
Instrument	20200506000288200
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	103 ENTERPRISE DR, 103, WENTZVILLE, MO 63385-5543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3799 DYER RD, O FALLON, MO 63366-5246

Mortgage

Document Number	20200506000288210
Date	May 6, 2020
Instrument	20200506000288210

Lender

Name	HNB NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,892.00 (+16.69%)	$166,054 (+19.86%)	$888,483 (+19.85%) Land $60,768 Building $827,715
2024	$7,620.00
2023		$138,541
2022			$741,304 Land $60,768 Building $680,536

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	25 (1982–2015)
Claims Outside the SFHA	1 of 25
Most Recent Claim	Jun 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, Flooding, Apr 1994 · 3 claims Severe Storms & Flooding, Sep 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Holdings Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30

May also be available: T-Mobile USA.

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